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Consolidated Balance Sheets (Unaudited) (USD $)
In Thousands, unless otherwise specified
Jun. 30, 2013
Dec. 31, 2012
Assets    
Cash and due from banks $ 13,276 $ 20,332
Interest-bearing deposits and money market funds 1,618 1,431
Federal funds sold 2,745 27,084
Cash and cash equivalents 17,639 48,847
Securities available for sale (at fair value) 60,833 75,387
Securities held to maturity (fair value of $73,296 and $72,364, respectively) 72,083 69,822
Bank certificates of deposit 2,729 4,465
Loans held for sale 132 884
Loans receivable, net 505,843 477,991
Accrued interest receivable 2,117 2,157
Foreclosed assets 1,336 1,774
Premises and equipment, net 9,843 10,240
Mortgage servicing rights, net 1,604 1,233
Federal Home Loan Bank stock (at cost) 3,594 2,506
Cash surrender value of bank-owned life insurance 12,521 11,813
Other assets 3,693 4,847
TOTAL ASSETS 693,967 711,966
Liabilities and Stockholders' Equity    
Non-interest-bearing deposits 84,262 89,819
Interest-bearing deposits 447,470 475,623
Total deposits 531,732 565,442
Federal Home Loan Bank advances 66,124 50,124
Other borrowings 21,584 20,728
Senior subordinated notes 4,000 7,000
Junior subordinated debentures 7,732 7,732
Accrued expenses and other liabilities 6,573 6,493
Total liabilities 637,745 657,519
Stockholders' equity    
Preferred stock - no par value: Authorized - 30,000 shares; no shares issued or outstanding      
Common stock - no par value with a stated value of $1 per share: Authorized - 6,000,000 shares; Issued - 1,830,266 shares; Outstanding - 1,651,518 and 1,653,472 shares, respectively 1,830 1,830
Additional paid-in capital 6,894 7,020
Retained earnings 51,502 48,977
Accumulated other comprehensive income, net of tax 821 1,394
Treasury stock, at cost - 178,648 and 176,794 shares, respectively (4,825) (4,774)
Total stockholders' equity 56,222 54,447
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY $ 693,967 $ 711,966