LOANS RECEIVABLE AND ALLOWANCE FOR LOAN LOSSES (Details 2) (USD $) In Thousands, unless otherwise specified	3 Months Ended
Mar. 31, 2013	Mar. 31, 2012	Dec. 31, 2012
Beginning Balance	$ 7,431	$ 7,941
Provision	323	160
Recoveries	8	1
Charge offs	(328)	(347)
Ending balance	7,434	7,755
Individually evaluated for impairment	2,526	3,099	2,526
Collectively evaluated for impairment	4,908	4,656	4,908
Individually evaluated for impairment	12,002	17,609	12,002
Collectively evaluated for impairment	492,699	428,432	492,699
Commercial Loan
Beginning Balance	3,014	3,406
Provision	343	(35)
Recoveries	2	1
Charge offs	(130)	(102)
Ending balance	3,229	3,270
Individually evaluated for impairment	1,424	1,445
Collectively evaluated for impairment	1,805	1,825
Individually evaluated for impairment	4,675	6,281
Collectively evaluated for impairment	124,200	124,271
Commercial Real Estate
Beginning Balance	2,803	3,175
Provision	(293)	(149)
Recoveries
Charge offs
Ending balance	2,510	3,026
Individually evaluated for impairment	635	947
Collectively evaluated for impairment	1,875	2,079
Individually evaluated for impairment	4,539	8,693
Collectively evaluated for impairment	215,941	188,316
Residential Real Estate
Beginning Balance	1,511	1,511
Provision	264	348
Recoveries	1
Charge offs	(172)	(237)
Ending balance	1,604	1,353
Individually evaluated for impairment	450	689
Collectively evaluated for impairment	1,154	664
Individually evaluated for impairment	2,763	2,564
Collectively evaluated for impairment	148,089	112,526
Consumer Loan
Beginning Balance	103	118
Provision	9	(4)
Recoveries	5
Charge offs	(26)	(8)
Ending balance	91	106
Individually evaluated for impairment	17	18
Collectively evaluated for impairment	74	88
Individually evaluated for impairment	25	71
Collectively evaluated for impairment	4,469	3,319
Unallocated Loans
Beginning Balance
Provision
Recoveries
Charge offs
Ending balance
Individually evaluated for impairment
Collectively evaluated for impairment
Individually evaluated for impairment
Collectively evaluated for impairment

Reflects the gross amount charged against earnings during the period as credit losses (bad debt expense) based on review of the loan and lease portfolio and application of the methodology for estimating credit losses.

+ References+ Details

Reflects a reduction in bad debt expense attributable to collections of loans and lease receivables which had previously been fully or partially charged off as bad debts.

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- Definition

Reflects the amount of loans and leases that have been removed, or charged off, from both loan receivables and the reserve for credit losses, typically because they are considered to be not salvageable or have been purchased by unconsolidated collection entities.

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- Definition

Amount of allowance to cover probable credit losses on loans and leases. Includes carryover of or adjustments to the allowance for loan losses in connection with business combinations. Excludes allowance for loans and leases covered under loss sharing agreements.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 5

-Paragraph 8, 9

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 310

-SubTopic 30

-Section 50

-Paragraph 2

-Subparagraph (b)(1)(ii)

-URI http://asc.fasb.org/extlink&oid=6379141&loc=d3e15032-111544

Reference 3: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 942

-SubTopic 210

-Section S99

-Paragraph 1

-Subparagraph (SX 210.9-03.7(d))

-URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878

Reference 4: http://www.xbrl.org/2003/role/presentationRef

-Publisher OTS

-Name Federal Regulation (FR)

-Number Title 12

-Section 563c.102

-Paragraph 8

-Subparagraph a(ii)

-Chapter V

-Subsection I

-LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy. It will be removed from future versions of this taxonomy.

Reference 5: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Section 03

-Paragraph 7

-Subparagraph d

-Article 9

Reference 6: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 114

-Paragraph 20

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 7: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Staff Accounting Bulletin (SAB)

-Number Topic 6

-Section L

-Subsection 1

+ Details