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Consolidated Statements of Income (Unaudited) (USD $)
In Thousands, except Per Share data, unless otherwise specified
3 Months Ended
Mar. 31, 2013
Mar. 31, 2012
Interest and dividend income:    
Loans, including fees $ 5,687 $ 5,841
Securities:    
Taxable 541 572
Tax-exempt 373 263
Other interest and dividends 23 19
Total interest and dividend income 6,624 6,695
Interest expense:    
Deposits 780 1,152
Federal Home Loan Bank advances 330 352
Other borrowings 157 148
Senior subordinated notes 72 142
Junior subordinated debentures 84 85
Total interest expense 1,423 1,879
Net interest income 5,201 4,816
Provision for loan losses 323 160
Net interest income after provision for loan losses 4,878 4,656
Noninterest income:    
Service fees 361 402
Mortgage banking 396 312
Investment and insurance sales commissions 287 138
Net gain on sale and writedown of securities 12   
Increase in cash surrender value of bank-owned life insurance 98 101
Other noninterest income 261 289
Total noninterest income 1,415 1,242
Noninterest expense:    
Salaries and employee benefits 2,298 2,163
Occupancy and facilities 497 406
Loss on foreclosed assets 6 233
Data processing and other office operations 477 404
Advertising and promotion 78 58
FDIC insurance premiums 101 107
Other noninterest expenses 625 748
Total noninterest expense 4,082 4,119
Income before provision for income taxes 2,211 1,779
Provision for income taxes 602 599
Net income $ 1,609 $ 1,180
Basic earnings per share $ 0.97 $ 0.70
Diluted earnings per share $ 0.97 $ 0.70