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Consolidated Balance Sheets (Unaudited) (USD $)
In Thousands, unless otherwise specified
Mar. 31, 2013
Dec. 31, 2012
Assets    
Cash and due from banks $ 9,856 $ 20,332
Interest-bearing deposits and money market funds 2,996 1,431
Federal funds sold    27,084
Cash and cash equivalents 12,852 48,847
Securities available for sale (at fair value) 69,077 75,387
Securities held to maturity (fair value of $73,761 and $72,364, respectively) 71,488 69,822
Bank certificates of deposit 4,465 4,465
Loans held for sale    884
Loans receivable, net 492,588 477,991
Accrued interest receivable 2,389 2,157
Foreclosed assets 1,822 1,774
Premises and equipment, net 9,990 10,240
Mortgage servicing rights, net 1,443 1,233
Federal Home Loan Bank stock (at cost) 2,906 2,506
Cash surrender value of bank-owned life insurance 11,911 11,813
Other assets 4,490 4,847
TOTAL ASSETS 685,421 711,966
Liabilities and Stockholders' Equity    
Non-interest-bearing deposits 74,552 89,819
Interest-bearing deposits 456,621 475,623
Total deposits 531,173 565,442
Federal Home Loan Bank advances 58,124 50,124
Other borrowings 23,129 20,728
Senior subordinated notes 4,000 7,000
Junior subordinated debentures 7,732 7,732
Accrued expenses and other liabilities 5,557 6,493
Total liabilities 629,715 657,519
Stockholders' equity    
Preferred stock - no par value: Authorized - 30,000 shares; no shares issued or outstanding      
Common stock - no par value with a stated value of $1 per share: Authorized - 3,000,000 shares; Issued - 1,830,266 shares; Outstanding - 1,652,618 and 1,653,472 shares, respectively 1,830 1,830
Additional paid-in capital 6,857 7,020
Retained earnings 50,586 48,977
Accumulated other comprehensive income, net of tax 1,227 1,394
Treasury stock, at cost - 177,648 and 176,794 shares, respectively (4,794) (4,774)
Total stockholders' equity 55,706 54,447
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY $ 685,421 $ 711,966