Capital Requirements (Tables)

12 Months Ended

Dec. 31, 2012

Capital Requirements Tables

Schedule of Compliance with Regulatory Capital Requirements

											To Be Well-
											Capitalized Under
						For Capital					Prompt Corrective
	Actual					Adequacy Purposes					Action Provisions
	Amount		Ratio			Amount		Ratio			Amount		Ratio
As of December 31, 2012:
Total capital (to risk weighted assets):
Consolidated	$	73,636		14.87	%	$	39,615		8.00	%		N/A		N/A
Peoples State Bank	$	71,032		14.36	%	$	39,572		8.00	%	$	49,465		10.00	%
Tier I capital (to risk weighted assets):
Consolidated	$	60,430		12.20	%	$	19,813		4.00	%		N/A		N/A
Peoples State Bank	$	64,834		13.11	%	$	19,782		4.00	%	$	29,672		6.00	%
Tier I capital (to average assets):
Consolidated	$	60,430		8.76	%	$	27,594		4.00	%		N/A		N/A
Peoples State Bank	$	64,834		9.35	%	$	27,736		4.00	%	$	34,671		5.00	%
As of December 31, 2011:
Total capital (to risk weighted assets):
Consolidated	$	68,552		14.99	%	$	36,595		8.00	%		N/A		N/A
Peoples State Bank	$	65,751		14.39	%	$	36,560		8.00	%	$	45,700		10.00	%
Tier I capital (to risk weighted assets):
Consolidated	$	55,807		12.20	%	$	18,298		4.00	%		N/A		N/A
Peoples State Bank	$	60,011		13.13	%	$	18,280		4.00	%	$	27,420		6.00	%
Tier I capital (to average assets):
Consolidated	$	55,807		9.27	%	$	24,083		4.00	%		N/A		N/A
Peoples State Bank	$	60,011		9.99	%	$	24,037		4.00	%	$	30,047		5.00	%