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Consolidated Statements of Income (USD $)
In Thousands, except Per Share data, unless otherwise specified
12 Months Ended
Dec. 31, 2012
Dec. 31, 2011
Dec. 31, 2010
Interest and dividend income:      
Loans, including fees $ 23,458 $ 24,480 $ 25,419
Securities:      
Taxable 2,402 2,637 2,946
Tax-exempt 1,293 1,125 1,265
Other interest and dividends 91 72 35
Total interest and dividend income 27,244 28,314 29,665
Interest expense:      
Deposits 4,161 5,428 6,974
Federal Home Loan Bank advances 1,414 1,776 1,864
Other borrowings 596 645 741
Senior subordinated notes 578 567 567
Junior subordinated debentures 342 341 420
Total interest expense 7,091 8,757 10,566
Net interest income 20,153 19,557 19,099
Provision for loan losses 785 1,390 1,795
Net interest income after provision for loan losses 19,368 18,167 17,304
Noninterest income:      
Service fees 1,648 1,632 1,786
Mortgage banking, net 1,795 1,373 1,472
Investment and insurance sales commissions 736 631 633
Net gain (loss) on sale and writedown of securities    32 (20)
Increase in cash surrender value of bank-owned life insurance 407 415 410
Gain on bargain purchase 851      
Other operating income 1,131 1,254 1,082
Total noninterest income 6,568 5,337 5,363
Noninterest expense:      
Salaries and employee benefits 9,169 8,337 8,467
Occupancy and facilities 1,622 1,702 1,863
Loss on foreclosed assets 573 1,197 849
Data processing and other office operations 2,296 1,382 1,085
Advertising and promotion 327 291 355
FDIC insurance premiums 464 505 782
Other operating expense 2,941 2,364 2,524
Total noninterest expense 17,392 15,778 15,925
Income before provision for income taxes 8,544 7,726 6,742
Provision for income taxes 2,535 2,421 1,988
Net income $ 6,009 $ 5,305 $ 4,754
Basic earnings per share $ 3.61 $ 3.21 $ 2.89
Diluted earnings per share $ 3.61 $ 3.21 $ 2.89