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FAIR VALUE MEASUREMENTS (Details) (USD $)
9 Months Ended
Sep. 30, 2012
Fair Value Measurements Details  
Direct annual servicing cost per loan $ 50
Direct annual servicing cost per loan in process of foreclosure $ 500
Weighted average prepayment speed: CPR 54.29%
Weighted average prepayment speed: PSA 1361.00%
Weighted average discount rate 8.21%
Asset reinvestment rate 4.00%
Short-term cost of funds 0.25%
Escrow inflation adjustment 1.00%
Servicing cost inflation adjustment 1.00%