LOANS RECEIVABLE AND ALLOWANCE FOR LOAN LOSSES (Details 4) (USD $) In Thousands, unless otherwise specified	Sep. 30, 2012	Dec. 31, 2011
Loans receivable, consumer credit exposure	$ 139,386	$ 118,458
Performing
Loans receivable, consumer credit exposure	136,828	115,786
Impaired
Loans receivable, consumer credit exposure	2,558	2,672
Residential Prime
Loans receivable, consumer credit exposure	97,687	78,114
Residential Prime | Performing
Loans receivable, consumer credit exposure	95,478	75,923
Residential Prime | Impaired
Loans receivable, consumer credit exposure	2,209	2,191
Residential Heloc
Loans receivable, consumer credit exposure	22,883	23,193
Residential Heloc | Performing
Loans receivable, consumer credit exposure	22,702	22,925
Residential Heloc | Impaired
Loans receivable, consumer credit exposure	181	268
Construction and Development
Loans receivable, consumer credit exposure	13,514	13,419
Construction and Development | Performing
Loans receivable, consumer credit exposure	13,361	13,275
Construction and Development | Impaired
Loans receivable, consumer credit exposure	153	144
Consumer Loan
Loans receivable, consumer credit exposure	5,302	3,732
Consumer Loan | Performing
Loans receivable, consumer credit exposure	5,287	3,663
Consumer Loan | Impaired
Loans receivable, consumer credit exposure	$ 15	$ 69