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LOANS RECEIVABLE AND ALLOWANCE FOR LOAN LOSSES (Details 3) (USD $)
In Thousands, unless otherwise specified
Sep. 30, 2012
Dec. 31, 2011
Loans receivable, commercial credit exposure $ 347,748 $ 331,630
High quality (risk rating 1)
   
Loans receivable, commercial credit exposure 38 65
Minimal (risk rating 2)
   
Loans receivable, commercial credit exposure 48,305 34,725
Average (risk rating 3)
   
Loans receivable, commercial credit exposure 188,822 178,223
Acceptable (risk rating 4)
   
Loans receivable, commercial credit exposure 75,448 83,524
Watch (risk rating 5)
   
Loans receivable, commercial credit exposure 17,437 17,929
Substandard (risk rating 6)
   
Loans receivable, commercial credit exposure 3,002 2,617
Impaired loans (risk rating 7)
   
Loans receivable, commercial credit exposure 14,696 14,547
Commercial Loan
   
Loans receivable, commercial credit exposure 120,963 117,422
Commercial Loan | High quality (risk rating 1)
   
Loans receivable, commercial credit exposure 38 65
Commercial Loan | Minimal (risk rating 2)
   
Loans receivable, commercial credit exposure 24,317 10,404
Commercial Loan | Average (risk rating 3)
   
Loans receivable, commercial credit exposure 53,364 54,387
Commercial Loan | Acceptable (risk rating 4)
   
Loans receivable, commercial credit exposure 29,153 38,381
Commercial Loan | Watch (risk rating 5)
   
Loans receivable, commercial credit exposure 7,700 7,054
Commercial Loan | Substandard (risk rating 6)
   
Loans receivable, commercial credit exposure 678 675
Commercial Loan | Impaired loans (risk rating 7)
   
Loans receivable, commercial credit exposure 5,713 6,456
Commercial Real Estate
   
Loans receivable, commercial credit exposure 184,183 184,360
Commercial Real Estate | High quality (risk rating 1)
   
Loans receivable, commercial credit exposure      
Commercial Real Estate | Minimal (risk rating 2)
   
Loans receivable, commercial credit exposure 21,524 21,922
Commercial Real Estate | Average (risk rating 3)
   
Loans receivable, commercial credit exposure 43,189 103,614
Commercial Real Estate | Acceptable (risk rating 4)
   
Loans receivable, commercial credit exposure 102,052 42,435
Commercial Real Estate | Watch (risk rating 5)
   
Loans receivable, commercial credit exposure 7,979 7,972
Commercial Real Estate | Substandard (risk rating 6)
   
Loans receivable, commercial credit exposure 1,723 1,005
Commercial Real Estate | Impaired loans (risk rating 7)
   
Loans receivable, commercial credit exposure 7,716 7,412
Construction and Development
   
Loans receivable, commercial credit exposure 25,544 20,078
Construction and Development | High quality (risk rating 1)
   
Loans receivable, commercial credit exposure      
Construction and Development | Minimal (risk rating 2)
   
Loans receivable, commercial credit exposure 307 205
Construction and Development | Average (risk rating 3)
   
Loans receivable, commercial credit exposure 18,877 12,981
Construction and Development | Acceptable (risk rating 4)
   
Loans receivable, commercial credit exposure 2,762 2,401
Construction and Development | Watch (risk rating 5)
   
Loans receivable, commercial credit exposure 1,758 2,903
Construction and Development | Substandard (risk rating 6)
   
Loans receivable, commercial credit exposure 601 937
Construction and Development | Impaired loans (risk rating 7)
   
Loans receivable, commercial credit exposure 1,239 651
Agricultural
   
Loans receivable, commercial credit exposure 3,194 1,957
Agricultural | High quality (risk rating 1)
   
Loans receivable, commercial credit exposure      
Agricultural | Minimal (risk rating 2)
   
Loans receivable, commercial credit exposure 517 534
Agricultural | Average (risk rating 3)
   
Loans receivable, commercial credit exposure 2,305 1,088
Agricultural | Acceptable (risk rating 4)
   
Loans receivable, commercial credit exposure 344 307
Agricultural | Watch (risk rating 5)
   
Loans receivable, commercial credit exposure      
Agricultural | Substandard (risk rating 6)
   
Loans receivable, commercial credit exposure      
Agricultural | Impaired loans (risk rating 7)
   
Loans receivable, commercial credit exposure 28 28
Government
   
Loans receivable, commercial credit exposure 13,864 7,813
Government | High quality (risk rating 1)
   
Loans receivable, commercial credit exposure      
Government | Minimal (risk rating 2)
   
Loans receivable, commercial credit exposure 1,640 1,660
Government | Average (risk rating 3)
   
Loans receivable, commercial credit exposure 12,224 6,153
Government | Acceptable (risk rating 4)
   
Loans receivable, commercial credit exposure      
Government | Watch (risk rating 5)
   
Loans receivable, commercial credit exposure      
Government | Substandard (risk rating 6)
   
Loans receivable, commercial credit exposure      
Government | Impaired loans (risk rating 7)
   
Loans receivable, commercial credit exposure