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Consolidated Balance Sheets (unaudited) (USD $)
In Thousands, unless otherwise specified
Sep. 30, 2012
Dec. 31, 2011
Statement of Financial Position [Abstract]    
Cash and due from banks $ 21,120 $ 14,805
Interest-bearing deposits and money market funds 1,863 1,829
Federal funds sold 11,173 21,571
Cash and cash equivalents 34,156 38,205
Securities available for sale (at fair value) 77,732 59,383
Securities held to maturity (fair value of $71,361 and $50,751, respectively) 68,730 49,294
Bank certificates of deposit 2,484 2,484
Loans held for sale 303 39
Loans receivable, net 473,249 437,557
Accrued interest receivable 2,505 2,068
Foreclosed assets 2,349 2,939
Premises and equipment, net 10,275 9,928
Mortgage servicing rights, net 1,091 1,205
Federal Home Loan Bank stock (at cost) 2,761 3,250
Cash surrender value of bank-owned life insurance 11,710 11,406
Other assets 5,218 5,109
TOTAL ASSETS 692,563 622,867
Non-interest-bearing deposits 79,201 75,298
Interest-bearing deposits 468,637 406,211
Total deposits 547,838 481,509
Federal Home Loan Bank advances 50,124 50,124
Other borrowings 19,273 19,691
Senior subordinated notes 7,000 7,000
Junior subordinated debentures 7,732 7,732
Accrued expenses and other liabilities 6,801 6,449
Total liabilities 638,768 572,505
Preferred stock - no par value: Authorized - 30,000 shares; no shares issued or outstanding      
Common stock - no par value with a stated value of $1 per share: Authorized - 3,000,000 shares; Issued - 1,830,266 shares Outstanding - 1,663,472 and 1,654,639 shares, respectively 1,830 1,830
Additional paid-in capital 6,994 7,140
Retained earnings 47,924 44,215
Accumulated other comprehensive income, net of tax 1,564 1,934
Treasury stock, at cost - 166,794 and 175,627 shares, respectively (4,517) (4,757)
Total stockholders' equity 53,795 50,362
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY $ 692,563 $ 622,867