LOANS RECEIVABLE AND ALLOWANCE FOR LOAN LOSSES (Details 4) (USD $) In Thousands, unless otherwise specified	Jun. 30, 2012	Dec. 31, 2011
Loans receivable, consumer credit exposure	$ 140,282	$ 118,458
Performing
Loans receivable, consumer credit exposure	137,951	116,526
Nonperforming
Loans receivable, consumer credit exposure	2,331	1,932
Residential Prime
Loans receivable, consumer credit exposure	98,025	78,114
Residential Prime | Performing
Loans receivable, consumer credit exposure	96,026	76,474
Residential Prime | Nonperforming
Loans receivable, consumer credit exposure	1,999	1,640
Residential Heloc
Loans receivable, consumer credit exposure	23,607	23,193
Residential Heloc | Performing
Loans receivable, consumer credit exposure	23,410	23,034
Residential Heloc | Nonperforming
Loans receivable, consumer credit exposure	197	159
Construction and Development
Loans receivable, consumer credit exposure	13,084	13,419
Construction and Development | Performing
Loans receivable, consumer credit exposure	13,006	13,341
Construction and Development | Nonperforming
Loans receivable, consumer credit exposure	78	78
Consumer Loan
Loans receivable, consumer credit exposure	5,566	3,732
Consumer Loan | Performing
Loans receivable, consumer credit exposure	5,509	3,677
Consumer Loan | Nonperforming
Loans receivable, consumer credit exposure	$ 57	$ 55