LOANS RECEIVABLE AND ALLOWANCE FOR LOAN LOSSES (Details 2) (USD $) In Thousands, unless otherwise specified	6 Months Ended
Jun. 30, 2012	Jun. 30, 2011
Beginning Balance	$ 7,941	$ 7,960
Provision	325	790
Recoveries	13	150
Charge offs	(631)	(1,083)
Ending balance	7,648	7,817
Individually evaluated for impairment	2,570	3,387
Collectively evaluated for impairment	5,078	4,430
Individually evaluated for impairment	16,575	17,267
Collectively evaluated for impairment	462,057	430,637
Commercial Loan
Beginning Balance	3,406	3,862
Provision	(390)	579
Recoveries	6	139
Charge offs	(105)	(766)
Ending balance	2,917	3,814
Individually evaluated for impairment	1,244	1,943
Collectively evaluated for impairment	1,673	1,871
Individually evaluated for impairment	5,770	7,338
Collectively evaluated for impairment	132,057	123,409
Commercial Real Estate
Beginning Balance	3,175	3,674
Provision	(15)	(653)
Recoveries	3	6
Charge offs	(115)	(132)
Ending balance	3,048	2,895
Individually evaluated for impairment	815	882
Collectively evaluated for impairment	2,233	2,013
Individually evaluated for impairment	8,216	7,688
Collectively evaluated for impairment	192,307	192,238
Residential Mortgage
Beginning Balance	1,242	211
Provision	717	932
Recoveries	2	0
Charge offs	(388)	(102)
Ending balance	1,573	1,041
Individually evaluated for impairment	495	542
Collectively evaluated for impairment	1,078	499
Individually evaluated for impairment	2,518	2,163
Collectively evaluated for impairment	132,198	111,323
Consumer Loan
Beginning Balance	118	213
Provision	13	(68)
Recoveries	2	5
Charge offs	(23)	(83)
Ending balance	110	67
Individually evaluated for impairment	16	20
Collectively evaluated for impairment	94	47
Individually evaluated for impairment	71	78
Collectively evaluated for impairment	5,495	3,667
Unallocated Loans
Beginning Balance	0	0
Provision	0	0
Recoveries	0	0
Charge offs	0	0
Ending balance	0	0
Individually evaluated for impairment	0	0
Collectively evaluated for impairment	0	0
Individually evaluated for impairment	0	0
Collectively evaluated for impairment	$ 0	$ 0

Reflects the gross amount charged against earnings during the period as credit losses (bad debt expense) based on review of the loan and lease portfolio and application of the methodology for estimating credit losses.

+ References+ Details

Reflects a reduction in bad debt expense attributable to collections of loans and lease receivables which had previously been fully or partially charged off as bad debts.

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- Definition

Reflects the amount of loans and leases that have been removed, or charged off, from both loan receivables and the reserve for credit losses, typically because they are considered to be not salvageable or have been purchased by unconsolidated collection entities.

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- Definition

Amount of allowance to cover probable credit losses on loans and leases. Includes carryover of or adjustments to the allowance for loan losses in connection with business combinations. Excludes allowance for loans and leases covered under loss sharing agreements.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 5

-Paragraph 8, 9

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 310

-SubTopic 30

-Section 50

-Paragraph 2

-Subparagraph (b)(1)(ii)

-URI http://asc.fasb.org/extlink&oid=6379141&loc=d3e15032-111544

Reference 3: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 942

-SubTopic 210

-Section S99

-Paragraph 1

-Subparagraph (SX 210.9-03.7(d))

-URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878

Reference 4: http://www.xbrl.org/2003/role/presentationRef

-Publisher OTS

-Name Federal Regulation (FR)

-Number Title 12

-Section 563c.102

-Paragraph 8

-Subparagraph a(ii)

-Chapter V

-Subsection I

-LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy. It will be removed from future versions of this taxonomy.

Reference 5: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Section 03

-Paragraph 7

-Subparagraph d

-Article 9

Reference 6: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 114

-Paragraph 20

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 7: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Staff Accounting Bulletin (SAB)

-Number Topic 6

-Section L

-Subsection 1

+ Details