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Consolidated Balance Sheets (unaudited) (USD $)
In Thousands, unless otherwise specified
Jun. 30, 2012
Dec. 31, 2011
Statement of Financial Position [Abstract]    
Cash and due from banks $ 33,248 $ 14,805
Interest-bearing deposits and money market funds 1,210 1,829
Federal funds sold 5,293 21,571
Cash and cash equivalents 39,751 38,205
Securities available for sale (at fair value) 93,565 59,383
Securities held to maturity (fair value of $72,563 and $50,751, respectively) 70,443 49,294
Bank certificates of deposit 2,484 2,484
Loans held for sale 452 39
Loans receivable, net 466,330 437,557
Accrued interest receivable 2,366 2,068
Foreclosed assets 2,642 2,939
Premises and equipment, net 10,191 9,928
Mortgage servicing rights, net 1,110 1,205
Federal Home Loan Bank stock (at cost) 2,761 3,250
Cash surrender value of bank-owned life insurance 11,608 11,406
Other assets 5,321 5,109
TOTAL ASSETS 709,024 622,867
Non-interest-bearing deposits 82,909 75,298
Interest-bearing deposits 474,498 406,211
Total deposits 557,407 481,509
Federal Home Loan Bank advances 55,124 50,124
Other borrowings 18,086 19,691
Senior subordinated notes 7,000 7,000
Junior subordinated debentures 7,732 7,732
Accrued expenses and other liabilities 11,043 6,449
Total liabilities 656,392 572,505
Preferred stock - no par value: Authorized - 30,000 shares; no shares issued or outstanding 0 0
Common stock - no par value with a stated value of $1 per share: Authorized - 3,000,000 shares; Issued - 1,751,431 shares Outstanding - 1,584,637 and 1,575,804 shares, respectively 1,751 1,751
Common stock dividend distributable - 78,835 shares 79 0
Additional paid-in capital 6,967 5,323
Retained earnings 46,698 46,111
Accumulated other comprehensive income, net of tax 1,654 1,934
Treasury stock, at cost - 166,794 and 175,627 shares, respectively (4,517) (4,757)
Total stockholders' equity 52,632 50,362
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY $ 709,024 $ 622,867