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Consolidated Statements of Income (unaudited) (USD $)
In Thousands, except Per Share data, unless otherwise specified
3 Months Ended
Mar. 31, 2012
Mar. 31, 2011
Interest and dividend income:    
Loans, including fees $ 5,841 $ 6,044
Securities:    
Taxable 572 678
Tax-exempt 263 297
Other interest and dividends 19 24
Total interest and dividend income 6,695 7,043
Interest expense:    
Deposits 1,152 1,429
FHLB advances 352 457
Other borrowings 148 167
Senior subordinated notes 142 142
Junior subordinated debentures 85 84
Total interest expense 1,879 2,279
Net interest income 4,816 4,764
Provision for loan losses 160 360
Net interest income after provision for loan losses 4,656 4,404
Noninterest income:    
Service fees 402 379
Mortgage banking, net 312 425
Investment and insurance sales commissions 138 130
Increase in cash surrender value of bank-ownded life insurance 101 106
Other noninterest income 289 357
Total noninterest income 1,242 1,397
Noninterest expense:    
Salaries and employee benefits 2,163 2,110
Occupancy and facilities 406 453
Loss on foreclosed assets 233 295
Data processing and other office operations 404 313
Advertising and promotion 58 61
FDIC insurance premiums 107 189
Other noninterest expenses 748 532
Total noninterest expense 4,119 3,953
Income before provision for income taxes 1,779 1,848
Provision for income taxes 599 563
Net income $ 1,180 $ 1,285
Basic earnings per share $ 0.74 $ 0.82
Diluted earnings per share $ 0.74 $ 0.82