XML 16 R2.htm IDEA: XBRL DOCUMENT v2.4.0.6
Consolidated Balance Sheets (unaudited) (USD $)
In Thousands, unless otherwise specified
Mar. 31, 2012
Dec. 31, 2011
Statement of Financial Position [Abstract]    
Cash and due from banks $ 6,662 $ 14,805
Interest-bearing deposits and money market funds 1,250 1,829
Federal funds sold 11,804 21,571
Cash and cash equivalents 19,716 38,205
Securities available for sale (at fair value) 63,145 59,383
Securities held to maturity (fair value of $50,917 and $50,751, respectively) 49,492 49,294
Bank certificates of deposit 2,484 2,484
Loans held for sale 852 39
Loans receivable, net 435,481 437,557
Accrued interest receivable 2,179 2,068
Foreclosed assets 3,108 2,939
Premises and equipment, net 9,866 9,928
Mortgage servicing rights, net 1,151 1,205
Federal Home Loan Bank stock (at cost) 2,867 3,250
Cash surrender value of bank-owned life insurance 11,507 11,406
Other assets 4,940 5,109
TOTAL ASSETS 606,788 622,867
Non-interest-bearing 62,452 75,298
Interest-bearing 404,054 406,211
Total deposits 466,506 481,509
Federal Home Loan Bank advances 50,124 50,124
Other borrowings 18,944 19,691
Senior subordinated notes 7,000 7,000
Junior subordinated debentures 7,732 7,732
Accrued expenses and other liabilities 4,980 6,449
Total liabilities 555,286 572,505
Preferred stock - no par value: Authorized - 30,000 shares; no shares issued or outstanding      
Common stock - no par value with a stated value of $1 per share: Authorized - 3,000,000 shares; Issued - 1,751,431 shares Outstanding - 1,584,077 and 1,575,804 shares, respectively 1,751 1,751
Additional paid-in capital 5,115 5,323
Retained earnings 47,288 46,111
Accumulated other comprehensive income, net of tax 1,880 1,934
Treasury stock, at cost - 167,354 and 175,627 shares, respectively (4,532) (4,757)
Total stockholders' equity 51,502 50,362
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY $ 606,788 $ 622,867