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Consolidated Statements of Cash Flows (USD $)
In Thousands, unless otherwise specified
12 Months Ended
Dec. 31, 2011
Dec. 31, 2010
Dec. 31, 2009
Statement of Cash Flows [Abstract]      
Net income $ 5,305 $ 4,754 $ 3,116
Adjustments to reconcile net income to net cash provided by operating activities:      
Provision for depreciation and net amortization 2,329 2,126 1,951
Benefit for deferred income taxes (100) (300) (802)
Provision for loan losses 1,390 1,795 3,700
Deferred net loan origination costs (292) (322) (470)
Proceeds from sales of loans held for sale 63,305 94,005 140,574
Originations of loans held for sale (62,267) (93,579) (139,373)
Gain on sale of loans (1,064) (1,462) (1,750)
Provision for (recapture of) mortgage servicing rights valuation (122) 121 (113)
Net (gain) loss on sale of premises and equipment (15) 6 98
Realized (gain) loss on sale and writedown of securities available for sale (32) 20 (521)
Net loss on sale and provision for write-down of foreclosed assets 972 385 916
Increase in cash surrender value of bank owned life insurance (415) (410) (411)
Changes in operating assets and liabilities:      
Accrued interest receivable 170 (96) 53
Other assets 64 785 (3,433)
Accrued expenses and other liabilities 429 891 129
Net cash provided by operating activities 9,657 8,719 3,664
Proceeds from maturities of securities available for sale 17,046 25,447 24,445
Proceeds from sale of securities available for sale 37 0 10,146
Proceeds from maturities of securities held to maturity 4,264 1,310 0
Payment for purchase of securities available for sale (21,697) (27,701) (36,722)
Payment for purchase of securities held to maturity (1,021) (450) 0
Purchase of bank certificates of deposit 0 (2,484) 0
Net (increase) decrease in loans (7,130) 1,496 (22,355)
Capital expenditures (191) (1,014) (254)
Proceeds from sale of premises and equipment 15 0 0
Proceeds from sale of foreclosed assets 987 897 1,578
Purchase of bank-owned life insurance (92) 0 (109)
Net cash used in investing activities (7,782) (2,499) (23,271)
Net increase (decrease) in non-interest-bearing deposits 17,366 (2,071) 5,770
Net increase (decrease) in interest-bearing deposits (1,114) 8,597 25,160
Net decrease in Federal Home Loan Bank advances (7,310) (725) (6,841)
Net increase (decrease) in other borrowings (11,820) 3,101 2,779
Proceeds from issuance of senior subordinated notes 0 0 7,000
Dividends declared (1,168) (1,128) (1,096)
Proceeds from exercise of stock options 45 0 0
Net cash provided by (used in) financing activities (4,001) 7,774 32,772
Net increase (decrease) in cash and cash equivalents (2,126) 13,994 13,165
Cash and cash equivalents at beginning 40,331 26,337 13,172
Cash and cash equivalents at end 38,205 40,331 26,337
Cash paid during the period for:      
Interest 8,982 10,693 12,719
Income taxes 2,445 1,553 2,160
Loans charged off 1,587 1,465 1,636
Loans transferred to foreclosed assets 1,006 3,030 7,593
Loans originated on sale of foreclosed properties 1,075 557 1,844
Grants of unvested restricted stock at fair value 200 75 150
Vesting of restricted stock grants 84 42 25
Transfer of securities available for sale to securities held to maturity, at fair value 0 54,130 0
Amortization of unrealized gain on securities held to maturity transferred from securities available for sale $ 516 $ 152 $ 0