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Consolidated Balance Sheets (USD $)
In Thousands, unless otherwise specified
Dec. 31, 2011
Dec. 31, 2010
Statement of Financial Position [Abstract]    
Cash and due from banks $ 14,805 $ 9,601
Interest-bearing deposits and money market funds 1,829 227
Federal funds sold 21,571 30,503
Cash and cash equivalents 38,205 40,331
Securities available for sale (at fair value) 59,383 55,273
Securities held to maturity (fair value of $50,751 and $51,662, respectively) 49,294 53,106
Bank certificates of deposit 2,484 2,484
Loans held for sale 39 436
Loans receivable, net of allowance for loan losses 437,557 431,801
Accrued interest receivable 2,068 2,238
Foreclosed assets 2,939 4,967
Premises and equipment, net 9,928 10,464
Mortgage servicing rights, net 1,205 1,100
Federal Home Loan Bank stock (at cost) 3,250 3,250
Cash surrender value of bank-owned life insurance 11,406 10,899
Other assets 5,109 4,744
TOTAL ASSETS 622,867 621,093
Non-interest-bearing 75,298 57,932
Interest-bearing 406,211 407,325
Total deposits 481,509 465,257
Federal Home Loan Bank advances 50,124 57,434
Other borrowings 19,691 31,511
Senior subordinated notes 7,000 7,000
Junior subordinated debentures 7,732 7,732
Accrued expenses and other liabilities 6,449 5,469
Total liabilities 572,505 574,403
Preferred stock - no par value: Authorized - 30,000 shares; no shares issued or outstanding      
Common stock - no par value with a stated value of $1 per share: Authorized - 3,000,000 shares; Issued - 1,751,431 shares Outstanding - 1,575,804 and 1,564,297 shares, respectively 1,751 1,751
Additional paid-in capital 5,323 5,506
Retained earnings 46,111 41,974
Accumulated other comprehensive income, net of tax 1,934 2,528
Treasury stock, at cost - 175,627 and 187,134 shares, respectively (4,757) (5,069)
Total stockholders' equity 50,362 46,690
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY $ 622,867 $ 621,093