DEPOSITS

12 Months Ended

Dec. 31, 2011

Deposits

DEPOSITS

NOTE 8 DEPOSITS

The distribution of deposits at December 31 is as follows:

	2011		2010
Non-interest-bearing demand	$	75,298	$	57,932
Interest-bearing demand (NOWs)		108,894		106,569
Savings		28,056		24,662
Money market		102,993		105,866
Retail and local time		91,702		103,397
Wholesale market and national time		74,566		66,831
Total deposits	$	481,509	$	465,257

The scheduled maturities of time deposits at December 31, 2011, are summarized as follows:

2012	$	84,417
2013		35,142
2014		16,272
2015		18,092
2016		12,345
Thereafter		0
Total	$	166,268

Time deposits with individual balances of $100 and over totaled $119,780 and $118,207 at December 31, 2011 and 2010, respectively.

Deposits from PSB directors, executive officers, and related parties at December 31, 2011 and 2010 totaled $7,941 and $11,638, respectively.