Consolidated Statements of Income (Unaudited) (USD $) In Thousands, except Per Share data	3 Months Ended		9 Months Ended
	Sep. 30, 2011	Sep. 30, 2010	Sep. 30, 2011	Sep. 30, 2010
Interest and dividend income:
Loans, including fees	$ 6,140	$ 6,558	$ 18,296	$ 19,059
Securities:
Taxable	658	730	2,041	2,264
Tax-exempt	280	315	858	960
Other interest and dividends	17	9	56	16
Total interest and dividend income	7,095	7,612	21,251	22,299
Interest expense:
Deposits	1,375	1,702	4,200	5,372
FHLB advances	464	473	1,380	1,401
Other borrowings	162	169	494	568
Senior subordinated notes	142	141	425	425
Junior subordinated debentures	85	108	255	334
Total interest expense	2,228	2,593	6,754	8,100
Net interest income	4,867	5,019	14,497	14,199
Provision for loan losses	360	510	1,150	1,555
Net interest income after provision for loan losses	4,507	4,509	13,347	12,644
Noninterest income:
Service fees	436	487	1,223	1,332
Mortgage banking	278	375	984	921
Investment and insurance sales commissions	198	138	470	482
Net loss on sale of securities	0	0	0	(20)
Increase in cash surrender value of life insurance	103	103	311	307
Other noninterest income	352	360	973	829
Total noninterest income	1,367	1,463	3,961	3,851
Noninterest expense:
Salaries and employee benefits	2,210	2,233	6,311	6,343
Occupancy and facilities	384	431	1,249	1,445
Loss on foreclosed assets	66	156	639	305
Data processing and other office operations	375	331	1,001	861
Advertising and promotion	90	99	205	252
FDIC insurance premiums	59	117	397	590
Other noninterest expenses	651	612	1,855	1,824
Total noninterest expense	3,835	3,979	11,657	11,620
Income before provision for income taxes	2,039	1,993	5,651	4,875
Provision for income taxes	645	662	1,746	1,455
Net income	$ 1,394	$ 1,331	$ 3,905	$ 3,420
Basic earnings per share (in dollars per share)	$ 0.89	$ 0.85	$ 2.48	$ 2.19
Diluted earnings per share (in dollars per share)	$ 0.88	$ 0.85	$ 2.48	$ 2.19