Consolidated Balance Sheets (USD $) In Thousands	Sep. 30, 2011	Dec. 31, 2010
Assets
Cash and due from banks	$ 10,622	$ 9,601
Interest-bearing deposits and money market funds	1,207	227
Federal funds sold	15,790	30,503
Cash and cash equivalents	27,619	40,331
Securities available for sale (at fair value)	60,987	55,273
Securities held to maturity (fair value of $51,929 and $51,662, respectively)	50,796	53,106
Other investments	2,484	2,484
Loans held for sale	274	436
Loans receivable, net	432,758	431,801
Accrued interest receivable	2,103	2,238
Foreclosed assets	3,447	4,967
Premises and equipment, net	10,081	10,464
Mortgage servicing rights, net	1,154	1,100
Federal Home Loan Bank stock (at cost)	3,250	3,250
Cash surrender value of bank-owned life insurance	11,303	10,899
Other assets	5,026	4,744
TOTAL ASSETS	611,282	621,093
Liabilities
Non-interest-bearing deposits	67,418	57,932
Interest-bearing deposits	396,805	407,325
Total deposits	464,223	465,257
Federal Home Loan Bank advances	55,124	57,434
Other borrowings	21,745	31,511
Senior subordinated notes	7,000	7,000
Junior subordinated debentures	7,732	7,732
Accrued expenses and other liabilities	5,702	5,469
Total liabilities	561,526	574,403
Stockholders' equity
Preferred stock - no par value: Authorized - 30,000 shares; no shares issued or outstanding	0	0
Common stock - no par value with a stated value of $1 per share: Authorized - 3,000,000 shares; Issued - 1,751,431 shares Outstanding - 1,574,456 and 1,564,297 shares, respectively	1,751	1,751
Additional paid-in capital	5,319	5,506
Retained earnings	45,293	41,974
Accumulated other comprehensive income, net of tax	2,186	2,528
Treasury stock, at cost - 176,975 and 187,134 shares, respectively	(4,793)	(5,069)
Total stockholders' equity	49,756	46,690
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$ 611,282	$ 621,093