Consolidated Statements of Income (Unaudited) (USD $) In Thousands, except Per Share data	3 Months Ended		6 Months Ended
	Jun. 30, 2011	Jun. 30, 2010	Jun. 30, 2011	Jun. 30, 2010
Interest and dividend income:
Loans, including fees	$ 6,112	$ 6,372	$ 12,156	$ 12,501
Securities:
Taxable	705	779	1,383	1,534
Tax-exempt	281	317	578	645
Other interest and dividends	15	5	39	7
Total interest and dividend income	7,113	7,473	14,156	14,687
Interest expense:
Deposits	1,396	1,787	2,825	3,670
FHLB advances	459	468	916	928
Other borrowings	165	168	332	399
Senior subordinated notes	141	142	283	284
Junior subordinated debentures	86	113	170	226
Total interest expense	2,247	2,678	4,526	5,507
Net interest income	4,866	4,795	9,630	9,180
Provision for loan losses	430	585	790	1,045
Net interest income after provision for loan losses	4,436	4,210	8,840	8,135
Noninterest income:
Service fees	408	497	787	845
Mortgage banking	281	283	706	546
Investment and insurance sales commissions	142	205	272	344
Net loss on sale of securities	0	(20)	0	(20)
Increase in cash surrender value of life insurance	102	103	208	204
Other noninterest income	264	229	621	469
Total noninterest income	1,197	1,297	2,594	2,388
Noninterest expense:
Salaries and employee benefits	1,991	2,058	4,101	4,110
Occupancy and facilities	412	480	865	1,014
Loss on foreclosed assets	278	38	573	149
Data processing and other office operations	313	304	626	530
Advertising and promotion	54	79	115	153
FDIC insurance premiums	149	241	338	473
Other noninterest expenses	672	601	1,204	1,212
Total noninterest expense	3,869	3,801	7,822	7,641
Income before provision for income taxes	1,764	1,706	3,612	2,882
Provision for income taxes	538	498	1,101	793
Net income	$ 1,226	$ 1,208	$ 2,511	$ 2,089
Basic earnings per share (in dollars per share)	$ 0.78	$ 0.77	$ 1.60	$ 1.34
Diluted earnings per share (in dollars per share)	$ 0.78	$ 0.77	$ 1.59	$ 1.33