-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, I9RD0Rc0HdKwZp9H3PXx+lqVRYTirewhiuXM40wxsYc+sAw6B5GvcOf6rdPnnwTK RC0m+6DqyBydizsWVyKeFg== 0000943374-97-000107.txt : 19971014 0000943374-97-000107.hdr.sgml : 19971014 ACCESSION NUMBER: 0000943374-97-000107 CONFORMED SUBMISSION TYPE: 10-K/A PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 19960731 FILED AS OF DATE: 19971010 SROS: NASD FILER: COMPANY DATA: COMPANY CONFORMED NAME: AMERICAN NATIONAL BANCORP INC CENTRAL INDEX KEY: 0000948020 STANDARD INDUSTRIAL CLASSIFICATION: SAVINGS INSTITUTION, FEDERALLY CHARTERED [6035] IRS NUMBER: 521943817 STATE OF INCORPORATION: DE FISCAL YEAR END: 0731 FILING VALUES: FORM TYPE: 10-K/A SEC ACT: SEC FILE NUMBER: 000-26870 FILM NUMBER: 97693843 BUSINESS ADDRESS: STREET 1: 211 N LIBERTY ST CITY: BALTIMORE STATE: MD ZIP: 21201 BUSINESS PHONE: 4107520400 MAIL ADDRESS: STREET 1: 211 N LIBERTY ST CITY: BALTIMORE STATE: MD ZIP: 21201 10-K/A 1 FORM 10-K/A FOR AMERICAN NATIONAL SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K/A (Amendment No. 1) [X] Annual Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 [FEE REQUIRED] For the Fiscal Year Ended July 31, 1996 OR [ ] Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 [NO FEE REQUIRED] For the transition period from --------------- to --------- --------------------- Commission File Number: 0-26870 AMERICAN NATIONAL BANCORP, INC. - ----------------------------------------------------------------- (Exact name of registrant as specified in its charter) Delaware 52-1943817 - ----------------------------------------------------------------- (State or other jurisdiction of (I.R.S. Employer incorporation or organization) Identification Number) 211 North Liberty Street, Baltimore, Maryland 21201 - ----------------------------------------------------------------- (Address of Principal Executive Offices) Zip Code (410) 752-0400 (Registrant's telephone number) Securities Registered Pursuant to Section 12(b) of the Act: None Securities Registered Pursuant to Section 12(g) of the Act: Common Stock, par value $.01 per share -------------------------------------- (Title of Class) Indicate by check mark whether the Registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding twelve months (or for such shorter period that the Registrant was required to file such reports) and (2) has been subject to such requirements for the past 90 days. YES /X/ NO / / Indicate by check mark if disclosure of delinquent filers pursuant to Item 405 of Regulation S-K is not contained herein, and will not be contained, to the best of Registrant's knowledge, in definitive proxy or information statements incorporated by reference in Part III of this Form 10-K or any amendment to this Form 10-K. [X]. As of September 27, 1996, there was issued and outstanding 3,603,646 shares of the Registrant's Common Stock. The aggregate market value of the voting stock held by non- affiliates of the Registrant, which amount includes voting stock held by officers and directors, computed by reference to the last sale price on September 27, 1996, as reported by the Nasdaq National Market, was approximately $45.0 million. DOCUMENTS INCORPORATED BY REFERENCE 1. Annual Report to Stockholders for the fiscal year ended July 30, 1996 (Parts II and IV). 2. Proxy Statement for the November 21, 1996 Annual Meeting of Stockholders (Part III). This Form 10-K/A (Amendment No. 1) is being filed to include the signature of the Registrant's independent auditor on the auditors' report. PART II ITEM 8. Financial Statements and Supplementary Data The sections titled "Consolidated Statements of Financial Condition," "Consolidated Statements of Operations," "Consolidated Statements of Stockholders' Equity," "Consolidated Statements of Cash Flows" and "Notes to Consolidated Financial Statements" of the 1996 Annual Report to Stockholders are incorporated herein by reference. The audit report of the Company's independent auditors contained in Exhibit 99 is incorporated herein by reference. PART IV ITEM 14. Exhibits, Financial Statement Schedules, and Reports on From 8-K (a)(3) Exhibits Reference to Prior Filing or Exhibit Regulation S-K Number Attached Exhibit Number Document Hereto 99 Additional Exhibits--Auditors' 99 Report
SIGNATURES Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized. AMERICAN NATIONAL BANCORP, INC. Date: October 6, 1997 By: /s/ A. Bruce Tucker ------------------------------ A. Bruce Tucker, President, Chief Executive Officer and Director Date: October 6, 1997 By: /s/ James M. Uveges ------------------------------ James M. Uveges, Senior Vice President and Chief Financial Officer (principal accounting officer) EXHIBIT 99 AUDITORS' REPORT EX-99 2 AUDITORS' REPORT Independent Auditors' Report The Board of Directors American National Bancorp, Inc. Baltimore, Maryland We have audited the accompanying consolidated statements of financial condition of American National Bancorp, Inc. and subsidiary (the Company) as of July 31, 1996 and 1995 and the related consolidated statements of operations, stockholders' equity and cash flows for each of the years in the three-year period ended July 31, 1996. These consolidated financial statements are the responsibility of the Company's management. Our responsibility is to express an opinion on these consolidated financial statements based on our audits. We conducted our audits in accordance with generally accepted auditing standards. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements. An audit also includes assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall financial statement presentation. We believe that our audits provide a reasonable basis for our opinion. In our opinion, the consolidated financial statements referred to above present fairly, in all material respects, the financial position of American National Bancorp, Inc. and subsidiary as of July 31, 1996 and 1995 and the results of their operations and their cash flows for each of the years in the three-year period ended July 31, 1996, in conformity with generally accepted accounting principles. /s/ KPMG Peat Marwick LLP KPMG Peat Marwick Baltimore, Maryland September 5, 1996 -----END PRIVACY-ENHANCED MESSAGE-----