Consolidated Statements of Cash Flows (Unaudited) (USD $)	3 Months Ended
	Mar. 31, 2012	Mar. 31, 2011
Cash flows from operating activities
Net income (loss)	$ (47,209)	$ 139,672
Adjustments to reconcile net income (loss) to net cash from operating activities
Depreciation expense	46,496	48,390
Imputed interest on noninterest bearing note payable	10,381
Premium amortization of securities, net	76,837	3,254
Provision for loan losses		5,967
Gain on sales of securities	(54,731)	(258,285)
Gain on sale of loans	(202,674)
Gain on sale of premises and equipment		(13,377)
Gain on sale of other real estate owned	(27,550)
Write downs of other real estate owned	175,070	1,354
Increase in bank owned life insurance	(21,214)	(21,447)
Changes in:
Accrued interest receivable	124,279	29,123
Other assets	136,136	(24,529)
Accrued interest payable	(1,230)	(79,181)
Other liabilities	9,671	97,342
Net cash from operating activities	224,262	(71,717)
Cash flows from investing activities
Activity in available for sale securities Purchases	(5,201,830)	(3,740,749)
Proceeds from sales, calls, maturities and principal pay-downs	7,039,857	6,545,925
Activity in held to maturity securities Proceeds from principal pay-downs		7,892
Net change in loans	4,234,012	2,147,038
Proceeds from sale of premises and equipment		13,377
Proceeds from sale of loans	4,971,460
Proceeds from sale of other real estate owned	1,033,917
Purchases of premises and equipment, net	(49,318)	(1,849)
Net cash from investing activities	12,028,098	4,971,634
Cash flows from financing activities
Net change in deposits	3,224,683	1,608,731
Net change in securities sold under repurchase agreements		(106,500)
Net cash from financing activities	3,224,683	1,502,231
Net change in cash and cash equivalents	15,477,043	6,402,148
Cash and cash equivalents at beginning of period	6,300,328	6,163,514
Cash and cash equivalents at end of period	21,777,371	12,565,662
Supplemental cash flow information:
Interest paid	268,616	452,202
Income taxes paid	0	0
Supplemental non-cash disclosures:
Transfers from loans to other real estate owned	$ 2,261,875	$ 848,520