Consolidated Statements of Cash Flows (Unaudited) (USD $) In Thousands, unless otherwise specified	9 Months Ended
	Sep. 30, 2011	Sep. 30, 2010
Cash flows from operating activities:
Net income (loss)	$ (129)	$ (2,376)
Adjustments to reconcile net income (loss) to net cash from operating activities:
Depreciation expense	144	155
Premium amortization of securities, net	53	11
Provision for loan losses	246	1,812
Gain on sales of securities	(528)
Gain on sale of fixed assets	(13)	(222)
Write downs of other real estate owned	387	532
Increase in bank owned life insurance	(63)	(61)
Changes in:
Accrued interest receivable	43	242
Other assets	(174)	(52)
Deferred taxes		(107)
Accrued interest payable	(113)	(53)
Other liabilities	70	24
Net cash from operating activities	(77)	(95)
Activity in available for sale securities
Purchases	(20,424)	(550)
Proceeds from sales, calls, maturities and principal pay-downs	17,245	2,094
Activity in held to maturity securities
Proceeds from principal pay-downs	22	28
Net change in loans	4,685	524
Proceeds from sale of premises and equipment	13	237
Proceeds from sale of other real estate owned	458	39
Purchases of premises and equipment	(7)	(11)
Purchases of Federal Home Loan Bank stock		(3)
Net cash from investing activities	1,992	2,358
Cash flows from financing activities
Net change in deposits	(1,622)	(2,686)
Net change in securities sold under repurchase agreements	(103)	9
Repayment of Federal Home Loan Bank advances	(25,500)	(1,700)
Proceeds from Federal Home Loan Bank advances	25,500	1,500
Net cash from financing activities	(1,725)	(2,877)
Net change in cash and cash equivalents	190	(614)
Cash and cash equivalents at beginning of period	6,163	6,101
Cash and cash equivalents at end of period	6,353	5,487
Payments during the period for:
Interest paid	1,130	1,692
Income taxes paid	0	0
Supplemental Non-cash disclosures:
Transfers from loans to other real estate owned	$ 1,027	$ 4,411