Consolidated Balance Sheets (Unaudited) (USD $) In Thousands, unless otherwise specified	Sep. 30, 2011	Dec. 31, 2010
Assets
Cash and due from banks	$ 5,753	$ 5,273
Federal funds sold	600	890
Cash and cash equivalents	6,353	6,163
Securities available for sale	16,015	12,684
Securities held to maturity (fair value 2011--$36 and 2010--$59)	34	56
Loans receivable, net of allowance for loan losses of $2,678 and $3,723	95,748	101,706
Federal Home Loan Bank stock	494	494
Accrued interest receivable	512	555
Premises and equipment, net	3,097	3,234
Other real estate owned, net	5,107	4,925
Bank owned life insurance	2,665	2,603
Other assets	668	494
Total assets	130,693	132,914
Deposits:
Non-interest-bearing	17,175	14,396
Interest-bearing	97,634	102,035
Total deposits	114,809	116,431
Accrued interest payable	504	617
Note payable--major stockholder	830	830
Securities sold under repurchase agreements	234	337
Federal Home Loan Bank advances	8,500	8,500
Subordinated debentures	3,093	3,093
Other liabilities	234	164
Total liabilities	128,204	129,972
Stockholders' equity
Common stock, $0.01 par value; 1,000,000 shares authorized; 496,277 shares issued and outstanding	5	5
Additional paid-in capital	255	255
Retained earnings	2,367	2,496
Accumulated other comprehensive income (loss), net	(138)	186
Total stockholders' equity	2,489	2,942
Total liabilities and stockholders' equity	$ 130,693	$ 132,914