-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, EmiEpzqfW0hEt/1Sgvu3CqxlWhiPKf7CdWY+bm21lQftVR72GJBaHqiSgqjug7eI cWLA81n7UqP1HlGGjdCdIg== 0001005794-02-000164.txt : 20021106 0001005794-02-000164.hdr.sgml : 20021106 20021106114244 ACCESSION NUMBER: 0001005794-02-000164 CONFORMED SUBMISSION TYPE: 10KSB/A PUBLIC DOCUMENT COUNT: 1 CONFORMED PERIOD OF REPORT: 20011231 FILED AS OF DATE: 20021106 FILER: COMPANY DATA: COMPANY CONFORMED NAME: VOLUNTEER BANCORP INC CENTRAL INDEX KEY: 0000947440 STANDARD INDUSTRIAL CLASSIFICATION: STATE COMMERCIAL BANKS [6022] IRS NUMBER: 621271025 STATE OF INCORPORATION: TN FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 10KSB/A SEC ACT: 1934 Act SEC FILE NUMBER: 000-22473 FILM NUMBER: 02810677 BUSINESS ADDRESS: STREET 1: 161 W MAIN ST STREET 2: PO BOX 126 CITY: SNEEDVILLE STATE: TN ZIP: 37879 BUSINESS PHONE: 4239219900 MAIL ADDRESS: STREET 1: 161 W MAIN ST STREET 2: PO BOX 126 CITY: SNEEDVILLE STATE: TN ZIP: 37879 10KSB/A 1 vbc10ksba.txt AMENDED ANNUAL REPORT ON FORM 10-KSB/A FORM 10-KSB/A AMENDMENT NO. 1 SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 [ X ] ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2001 OR [ ] TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission file number 0-22473 VOLUNTEER BANCORP, INC. (Name of small business issuer in its charter) TENNESSEE 62-1271025 (State or other jurisdiction (I.R.S. Employer Identification No.) of incorporation or organization) 210 East Main Street Rogersville, Tennessee 37857 (Address of principal executive offices and Zip Code) Issuer's telephone number (423) 272-2200 Securities registered under Section 12(b) of the Exchange Act: None Securities registered under Section 12(g) of the Exchange Act: Common Stock Check whether the issuer (1) filed all reports required to be filed by Section 13 or 15(d) of the Exchange Act during the past 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. Yes X No____ Check if there is no disclosure of delinquent filers in response to Item 405 of Regulation S-B contained in this form, and no disclosure will be contained, to the best of registrant's knowledge, in definitive proxy or information statements incorporated by reference in Part III of this Form 10-KSB or any amendment to this Form 10-KSB. [ X ] The registrant's revenues for the twelve months ended December 31, 2001 were $8,986,971. The aggregate market value of the shares of Common Stock held by nonaffiliates of the registrant as of March 15, 2002 is approximately $4.97 million. (For purposes of this calculation only, all executive officers and directors are classified as affiliates.) Indicate the number of shares outstanding of each of the registrant's classes of common stock, as of the latest practicable date. Outstanding at March 15, 2002, Common Stock, $.01 par value, 539,027. Documents Incorporated by Reference: None - 1 - This amendment in Form 10-KSB/A amends the Annual Report in Form 10-KSB previously filed by Volunteer Bancorp, Inc. for the fiscal year ended December 31, 2001 (the "Prior Report"). Except as specifically indicated herein, no other information included in the Prior Report is amended by this Form 10-KSB/A. This amendment is being filed to correct the Commission file number and to provide the name of the accounting firm. - 2 - INDEPENDENT AUDITOR'S REPORT ---------------------------- To the Board of Directors Volunteer Bancorp, Inc. We have audited the accompanying consolidated balance sheets of Volunteer Bancorp, Inc. and subsidiary as of December 31, 2001 and 2000, and the related consolidated statements of earnings, changes in stockholders' equity, cash flows and comprehensive income for the years then ended. These consolidated financial statements are the responsibility of the Company's management. Our responsibility is to express an opinion on these consolidated financial statements based on our audit. We conducted our audit in accordance with generally accepted auditing standards. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the consolidated financial statements are free of material misstatement. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the consolidated financial statements. An audit also includes assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall financial statement presentation. We believe that our audit provides a reasonable basis for our opinion. In our opinion, the consolidated financial statements referred to above present fairly, in all material respects, the financial position of Volunteer Bancorp, Inc. and subsidiary as of December 31, 2001 and 2000, and the results of their operations and their cash flows for the years then ended in conformity with generally accepted accounting principles. /s/ Welch & Associates, Ltd. Welch & Associates, Ltd. February 14, 2002 Nashville, Tennessee INDEPENDENT AUDITOR'S REPORT Our audit was made for the purpose of forming an opinion of the consolidated financial statements taken as a whole. The consolidating information represented on the following pages is presented for purposes of additional analysis and is not a required part of the consolidated financial statements. Such information has been subjected to the auditing procedures applied in the audit of the consolidated financial statements and, in our opinion, the information is fairly stated in all material respects in relation to the consolidated financial statements taken as a whole. /s/ Welch & Associates, Ltd. Welch & Associates, Ltd. February 14, 2002 Nashville, Tennessee Item 6. Exhibits and Reports on Form 8-K (a) Exhibits Exhibit 23.1 Consent of Welch & Associates Exhibit 99.1 Certification Pursuant to 18 U.S.C. Section 1350,as Adopted Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, signed by Reed D. Matney, the President of Volunteer Bancorp, Inc. on November 4, 2002. Exhibit 99.2 Certification Pursuant to 18 U.S.C. Section 1350, Adopted Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, signed by G. Douglas Price, the principal accounting and financial officer of Volunteer Bancorp, Inc. on November 4, 2002. In accordance with Section 13 or 15(d) of the Exchange Act, the registrant has caused this report to be signed on its behalf by the undersigned, thereunto duly authorized. VOLUNTEER BANCORP, INC. By: /s/ Reed D. Matney ------------------------- Reed D. Matney, President Date: November 4, 2002 EXHIBIT 23.1 CONSENT OF INDEPENDENT PUBLIC ACCOUNTANTS As independent public accountants, we hereby consent to the use of our report, dated February 14, 2002, related to the consolidated financial statements of Volunteer Bancorp, Inc. in this Form 10-KSB. /s/ Welch & Associates, Ltd. Welch & Associates, Ltd. Nashville, Tennessee March 28, 2002 Exhibit 99.1 CERTIFICATION Pursuant to 18 U.S.C. Section 1350, As Adopted Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002 Pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, and in connection with Amendment No. 1 to the annual report on Form 10-KSB/A of Volunteer Bancorp, Inc. (the "Company") for the year ended December 31, 2001, as filed with the Securities and Exchange Commission on the date hereof (the "Report"), the undersigned, Reed D. Matney, the President of the Company, hereby certifies that (1) the Report fully complies with the requirements of Section 13(a) or 15(d) of the Securities Exchange Act of 1934, and (2) the information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of the Company. This Certification is signed on November 4, 2002. /s/ Reed D. Matney ------------------------------------------ Reed D. Matney President Exhibit 99.2 CERTIFICATION Pursuant to 18 U.S.C. Section 1350, As Adopted Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002 Pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, and in connection with Amendment No. 1 to the annual report on Form 10-KSB/A of Volunteer Bancorp, Inc. (the "Company") for the year ended December 31, 2001, as filed with the Securities and Exchange Commission on the date hereof (the "Report"), the undersigned, G. Douglas Price, the principal accounting and financial officer of the Company, hereby certifies that (1) the Report fully complies with the requirements of Section 13(a) or 15(d) of the Securities Exchange Act of 1934, and (2) the information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of the Company. This Certification is signed on November 4, 2002. /s/ G. Douglas Price ----------------------------------------- G. Douglas Price principal accounting and financial officer) -----END PRIVACY-ENHANCED MESSAGE-----