EX-99.5 6 d508435dex995.htm CONTRACTUAL OBLIGATIONS BY REMAINING MATURITY CONTRACTUAL OBLIGATIONS BY REMAINING MATURITY

Exhibit 99.5

 

 

CONTRACTUAL OBLIGATIONS BY REMAINING MATURITY1

       

 

(millions of Canadian dollars)

   
                             

October 31

2018

      October 31
2017		  
      Within
1 year		      Over 1 year
to 3 years		      Over 3 to
5 years		      Over
5 years		      Total      Total  

Deposits2,3

    $     747,072    $     68,926    $     28,064    $ 8,071    $ 852,133    $ 833,062

Securitization liabilities

                  

Securitization liabilities at fair value

      2,166      3,777      4,821      2,077      12,841      12,780

Securitization liabilities at amortization cost

      6,203      3,117      2,552      2,997      14,869      16,152

Subordinated notes and debentures

      –      –      –      9,129      9,129      9,807

Liability for preferred shares

      –      –      –      35      35      34

Structured entity liabilities

      2,446      2,523      658      –      5,627      5,835

Contractual interest payments4,5

      3,646      4,278      2,070      3,246      13,240      10,267

Operating lease commitments

      948      1,717      1,373      3,229      7,267      7,440

Capital lease commitments

      26      20      9      5      60      89

Network service agreements

      16      30      –      –      46      –

Automated teller machines

      161      267      97      12      537      436

Contact centre technology

      26      –      –      –      26      30

Software licensing and equipment maintenance

      305      395      218      116      1,034      392

Total

    $ 763,015    $ 85,050    $ 39,862    $     28,917    $     916,844    $     896,324
1 

Amounts are presented on an undiscounted basis.

2

As the timing of demand deposits and notice deposits is non-specific and callable by the depositor, obligations have been included as within one year.

3 

Amounts include trading deposits which are carried at fair value and include basis adjustments if the deposit is in a hedge accounting relationship. Accrued and contractual interest payments are also included.

4 

Amounts include accrued and future estimated interest obligations on term deposits, securitization liabilities, subordinated notes and debentures, and asset-backed commercial paper based on applicable interest and foreign exchange rates as at October 31, 2018, and October 31, 2017, respectively. Amounts exclude returns on instruments where the Bank’s payment obligation is based on the performance of equity linked indices.

5 

Interest obligations on subordinated notes and debentures are calculated according to their contractual maturity date. Refer to Note 19 to the Bank’s 2018 Consolidated Financial Statements for additional details.