INCOME TAXES (Schedule of Net Deferred Tax Asset ) (Details) (USD $) In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Deferred tax assets:
REO and loan loss reserves	$ 17,326	$ 24,615
Deferred compensation	7,305	6,122
Net operating loss carryforward	27,639	26,959
Low income housing tax credits	3,676	4,767
State net operating losses	957	1,081
Other	1,235	689
Total deferred tax assets	58,138	64,233
Deferred tax liabilities:
FHLB stock dividends	(5,875)	(6,187)
Depreciation	(4,074)	(4,061)
Deferred loan fees, servicing rights and loan origination costs	6,444	5,608
Intangibles	(833)	(1,544)
Financial instruments accounted for under fair value accounting	(15,118)	(10,632)
Total deferred tax liabilities	(32,344)	(28,032)
Deferred income tax asset	25,794	36,201
Unrealized loss (gain) on securities available-for-sale	1,685	(1,194)
Deferred tax asset, net	$ 27,479	$ 35,007