LOANS RECEIVABLE AND THE ALLOWANCE FOR LOAN LOSSES (Tables)

3 Months Ended

Mar. 31, 2013

Schedule of Loans Receivable, Including Loans Held for Sale

Loans receivable, including loans held for sale, at March 31, 2013, December 31, 2012 and March 31, 2012 are summarized as follows (dollars in thousands):



	March 31, 2013					December 31, 2012					March 31, 2012
	Amount			Percent of Total		Amount			Percent of Total		Amount			Percent of Total
Commercial real estate:
Owner-occupied	$	497,442		15.3	%	$	489,581		15.1	%	$	468,318		14.5	%
Investment properties	602,761			18.6		583,641			18.0		612,617			19.0
Multifamily real estate	134,290			4.1		137,504			4.3		132,306			4.1
Commercial construction	34,762			1.1		30,229			0.9		40,276			1.2
Multifamily construction	34,147			1.1		22,581			0.7		20,654			0.6
One- to four-family construction	171,876			5.3		160,815			5.0		148,717			4.6
Land and land development:
Residential	78,446			2.4		77,010			2.4		89,329			2.7
Commercial	12,477			0.4		13,982			0.4		12,044			0.4
Commercial business	619,478			19.1		618,049			19.1		609,497			18.9
Agricultural business, including secured by farmland	210,225			6.5		230,031			7.1		188,955			5.9
One- to four-family real estate	566,730			17.5		581,670			18.0		619,511			19.2
Consumer:
Consumer	112,382			3.5		120,498			3.7		106,978			3.3
Consumer secured by one- to four-family	165,305			5.1		170,123			5.3		180,460			5.6
Total loans outstanding	3,240,321			100.0	%	3,235,714			100.0	%	3,229,662			100.0	%
Less allowance for loan losses	(77,128		)			(77,491		)			(81,544		)
Net loans	$	3,163,193				$	3,158,223				$	3,148,118

Schedule of Loans Receivable by Geographic Location

The Company’s total loans by geographic concentration at March 31, 2013 were as follows (dollars in thousands):



	Washington			Oregon			Idaho			Other			Total
Commercial real estate:
Owner-occupied	$	376,330		$	58,671		$	57,363		$	5,078		$	497,442
Investment properties	467,720			87,184			43,750			4,107			602,761
Multifamily real estate	112,625			13,208			8,196			261			134,290
Commercial construction	23,636			6,566			1,207			3,353			34,762
Multifamily construction	15,566			18,581			—			—			34,147
One- to four-family construction	97,016			72,729			2,131			—			171,876
Land and land development:
Residential	47,106			29,614			1,726			—			78,446
Commercial	7,482			3,043			1,952			—			12,477
Commercial business	393,638			83,574			55,047			87,219			619,478
Agricultural business, including secured by farmland	105,886			38,934			65,405			—			210,225
One- to four-family real estate	352,209			188,804			23,660			2,057			566,730
Consumer:
Consumer secured by one- to four-family	111,010			41,897			11,721			677			165,305
Consumer—other	76,807			30,233			5,337			5			112,382
Total loans	$	2,187,031		$	673,038		$	277,495		$	102,757		$	3,240,321
Percent of total loans	67.5		%	20.8		%	8.5		%	3.2		%	100.0		%

Schedule of Land and Land Development Loans Receivable by State

The geographic concentrations of the Company’s land and land development loans by state at March 31, 2013 were as follows (dollars in thousands):



	Washington			Oregon			Idaho			Total
Residential:
Acquisition and development	$	8,982		$	12,071		$	1,523		$	22,576
Improved land and lots	29,463			17,093			203			46,759
Unimproved land	8,661			450			—			9,111
Commercial:
Acquisition and development	—			—			482			482
Improved land and lots	4,143			136			541			4,820
Unimproved land	3,339			2,907			929			7,175
Total land and land development loans	$	54,588		$	32,657		$	3,678		$	90,923
Percent of land and land development loans	60.0		%	35.9		%	4.1		%	100.0		%

Schedule of Adjustable and Fixed Rate Loans by Contractual Maturity Date

The Company originates both adjustable- and fixed-rate loans. The maturity and repricing composition of those loans, less undisbursed amounts and deferred fees, at March 31, 2013, December 31, 2012 and March 31, 2012 were as follows (in thousands):



	March 31, 2013		December 31, 2012		March 31, 2012
Fixed-rate (term to maturity):
Due in one year or less	$	152,586	$	183,004	$	213,503
Due after one year through three years	176,372		171,724		231,148
Due after three years through five years	187,021		173,251		175,846
Due after five years through ten years	172,654		167,858		159,453
Due after ten years	445,872		473,927		477,495
Total fixed-rate loans	1,134,505		1,169,764		1,257,445
Adjustable-rate (term to rate adjustment):
Due in one year or less	1,274,415		1,260,472		1,188,664
Due after one year through three years	253,048		275,223		387,588
Due after three years through five years	515,861		467,895		363,719
Due after five years through ten years	62,443		60,316		25,863
Due after ten years	49		2,044		6,383
Total adjustable-rate loans	2,105,816		2,065,950		1,972,217
Total loans	$	3,240,321	$	3,235,714	$	3,229,662

Schedule of Impaired Loans and Related Allocated Reserve for Loan Losses

The amount of impaired loans and the related allocated reserve for loan losses as of March 31, 2013 and December 31, 2012 were as follows (in thousands):



	March 31, 2013				December 31, 2012
	Loan Amount		Allocated Reserves		Loan Amount		Allocated Reserves
Impaired loans:
Nonaccrual loans
Commercial real estate:
Owner-occupied	$	3,558	$	52	$	4,105	$	618
Investment properties	3,169		53		2,474		56
Multifamily real estate	339		71		—		—
One- to four-family construction	1,951		308		1,565		326
Land and land development:
Residential	1,777		233		2,061		323
Commercial	—		—		46		12
Commercial business	4,370		341		4,750		344
One- to four-family residential	12,875		387		12,964		520
Consumer:
Consumer secured by one- to four-family	1,838		24		2,073		41
Consumer—other	1,240		121		1,323		16
Total nonaccrual loans	$	31,117	$	1,590	$	31,361	$	2,256
Past due and still accruing	$	2,289	$	4	$	3,029	$	62
Troubled debt restructuring on accrual status:
Commercial real estate:
Owner-occupied	$	187	$	4	$	188	$	4
Investment properties	7,020		1,026		7,034		664
Multifamily real estate	7,075		1,775		7,131		1,665
One- to four-family construction	6,551		1,007		6,726		1,115
Land and land development:
Residential	4,542		788		4,842		667
Commercial business	1,194		215		2,975		610
One- to four-family residential	27,013		1,916		27,540		1,228
Consumer:
Consumer secured by one- to four-family	544		32		538		29
Consumer—other	485		62		488		38
Total troubled debt restructurings on accrual status	54,611		6,825		57,462		6,020
Total impaired loans	$	88,017	$	8,419	$	91,852	$	8,338

Schedule of Impaired Loans With and Without Specific Reserves

The following tables provide additional information on impaired loans with and without specific allowance reserves as of March 31, 2013 and December 31, 2012 (in thousands):



	At or For the Three Months Ended March 31, 2013
	Recorded Investment		Unpaid Principal Balance		Related Allowance		Average Recorded Investment		Interest Income Recognized
Without a specific allowance reserve ⁽¹⁾
Commercial real estate:
Owner-occupied	$	1,018	$	1,168	$	52	$	1,027	$	—
Investment properties	284		467		53		289		—
Multifamily real estate	339		339		71		339		—
One- to four-family construction	992		1,108		96		1,036		—
Land and land development:
Residential	691		905		233		731		—
Commercial business	1,427		2,145		271		1,537		—
One- to four-family residential	8,187		9,013		80		8,260		2
Consumer:
Consumer secured by one- to four-family	1,496		2,001		23		1,502		—
Consumer—other	952		1,070		9		942		—
	15,386		18,216		888		15,663		2
With a specific allowance reserve ⁽²⁾
Commercial real estate:
Owner-occupied	$	2,727	$	2,727	$	4	$	2,750	$	3
Investment properties	9,905		11,532		1,026		10,138		85
Multifamily real estate	7,075		7,075		1,775		7,076		90
One- to-four family construction	7,511		7,511		1,219		6,947		65
Land and land development:
Residential	5,628		5,628		789		5,719		52
Commercial business	4,137		4,498		285		4,247		14
One- to four-family residential	33,944		34,843		2,225		33,730		311
Consumer:
Consumer secured by one- to four-family	885		898		33		891		7
Consumer—other	819		834		175		820		8
	72,631		75,546		7,531		72,318		635
Total
Commercial real estate:
Owner-occupied	$	3,745	$	3,895	$	56	$	3,777	$	3
Investment properties	10,189		11,999		1,079		10,427		85
Multifamily real estate	7,414		7,414		1,846		7,415		90
One- to four-family construction	8,503		8,619		1,315		7,983		65
Land and land development:
Residential	6,319		6,533		1,022		6,450		52
Commercial business	5,564		6,643		556		5,784		14
One- to four-family residential	42,131		43,856		2,305		41,990		313
Consumer:
Consumer secured by one- to four-family	2,381		2,899		56		2,393		7
Consumer—other	1,771		1,904		184		1,762		8
	$	88,017	$	93,762	$	8,419	$	87,981	$	637



	At or For the Year Ended December 31, 2012
	Recorded Investment		Unpaid Principal Balance		Related Allowance		Average Recorded Investment		Interest Income Recognized
Without a specific allowance reserve ⁽¹⁾
Commercial real estate:
Owner-occupied	$	1,300	$	1,551	$	103	$	1,470	$	—
Investment properties	624		861		90		735		17
Multifamily real estate	2,131		2,131		392		2,136		113
One- to four-family construction	4,460		4,460		571		3,335		145
Land and land development:
Residential	2,122		2,587		404		2,948		73
Commercial	46		46		12		46		—
Commercial business	4,352		4,970		821		2,121		154
One- to four-family residential	10,886		12,004		150		11,458		44
Consumer:
Consumer secured by one- to four-family	1,641		2,335		54		1,966		14
Consumer—other	1,167		1,275		16		1,297		5
	28,729		32,220		2,613		27,512		565
With a specific allowance reserve ⁽²⁾
Commercial real estate:
Owner-occupied	$	2,993	$	2,993	$	518	$	3,113	$	—
Investment properties	8,884		10,120		630		9,449		229
Multifamily real estate	5,000		5,000		1,273		5,000		295
One- to-four family construction	3,831		3,831		870		3,611		194
Land and land development:
Residential	4,782		4,782		586		5,039		185
Commercial	—		—		—		—		—
Commercial business	3,373		3,734		134		3,931		6
One- to four-family residential	32,494		33,672		1,656		33,100		1,259
Consumer:
Consumer secured by one- to four-family	1,042		1,140		26		1,074		15
Consumer—other	724		740		32		754		—
	63,123		66,012		5,725		65,071		2,183
Total
Commercial real estate
Owner-occupied	$	4,293	$	4,544	$	621	$	4,583	$	—
Investment properties	9,508		10,981		720		10,184		246
Multifamily real estate	7,131		7,131		1,665		7,136		408
One- to four-family construction	8,291		8,291		1,441		6,946		339
Land and land development
Residential	6,904		7,369		990		7,987		258
Commercial	46		46		12		46		—
Commercial business	7,725		8,704		955		6,052		160
One- to four-family residential	43,380		45,676		1,806		44,558		1,303
Consumer
Consumer secured by one- to four-family	2,683		3,475		80		3,040		29
Consumer—other	1,891		2,015		48		2,051		5
	$	91,852	$	98,232	$	8,338	$	92,583	$	2,748


⁽¹⁾	Loans without a specific allowance reserve have not been individually evaluated for impairment, but have been included in pools of homogeneous loans for evaluation of related allowance reserves.

⁽²⁾

Loans with a specific allowance reserve have been individually evaluated for impairment using either a discounted cash flow analysis or, for collateral dependent loans, current appraisals to establish realizable value. These analyses may identify a specific impairment amount needed or may conclude that no reserve is needed. Any specific impairment that is identified is included in the category’s Related Allowance column.

Schedule of Troubled Debt Restructurings

The following tables present TDRs at March 31, 2013 and December 31, 2012 (in thousands):



	March 31, 2013
	Accrual Status		Nonaccrual Status		Total Modifications
Commercial real estate:
Owner-occupied	$	187	$	1,287	$	1,474
Investment properties	7,020		1,486		8,506
Multifamily real estate	7,075		—		7,075
One- to four-family construction	6,551		1,143		7,694
Land and land development:
Residential	4,542		—		4,542
Commercial business	1,194		577		1,771
One- to four-family residential	27,013		3,525		30,538
Consumer:
Consumer secured by one- to four-family	544		467		1,011
Consumer—other	485		334		819
	$	54,611	$	8,819	$	63,430



	December 31, 2012
	Accrual Status		Nonaccrual Status		Total Modifications
Commercial real estate:
Owner-occupied	$	188	$	1,551	$	1,739
Investment properties	7,034		1,514		8,548
Multifamily real estate	7,131		—		7,131
One- to four-family construction	6,726		1,044		7,770
Land and land development:
Residential	4,842		15		4,857
Commercial business	2,975		247		3,222
One- to four-family residential	27,540		2,703		30,243
Consumer:
Consumer secured by one- to four-family	538		496		1,034
Consumer—other	488		396		884
	$	57,462	$	7,966	$	65,428

Schedule of Newly Restructured Loans

The following tables present new TDRs that occurred during the three months ended March 31, 2013 and 2012 (dollars in thousands):



	Three Months Ended March 31, 2013
	Number of Contracts	Pre- modification Outstanding Recorded Investment		Post- modification Outstanding Recorded Investment
Recorded Investment ^{(1) (2)}
One- to four-family construction	4	$	427	$	427
One- to four-family residential	10	3,709		3,695
	14	$	4,136	$	4,122

	Three Months Ended March 31, 2012
	Number of Contracts	Pre- modification Outstanding Recorded Investment		Post- modification Outstanding Recorded Investment
Recorded Investment ^{(1) (2)}
Commercial real estate
Investment properties	2	$	877	$	877
One- to four-family construction	2	750		750
Land and land development—residential	2	560		560
Commercial business	3	355		355
One- to four-family residential	15	8,489		8,489
Consumer	2	291		291
	26	$	11,322	$	11,322


⁽¹⁾	Since most loans were already considered classified and/or on nonaccrual status prior to restructuring, the modifications did not have a material effect on the Company’s determination of the allowance for loan losses.


⁽²⁾	The majority of these modifications do not fit into one separate type, such as rate, term, amount, interest-only or payment, but instead are a combination of multiple types of modifications; therefore, they are disclosed in aggregate.

Schedule of Troubled Debt Restructurings Which Incurred A Payment Default

The following table presents TDRs which incurred a payment default within twelve months of the restructure date during the three-month periods ended March 31, 2013 and 2012 (in thousands). A default on a TDR results in either a transfer to nonaccrual status or a partial charge-off:



	Three Months Ended March 31
	2013		2012
Commercial real estate:
Owner occupied	$	—	$	29
Investment properties	—		2,353
Commercial business	351		—
One- to four-family residential	—		231
Consumer secured by one- to four-family	—		85
Total	$	351	$	2,698

Schedule of the Company's Portfolio of Risk-Rated Loans and Non-Risk Rated Loans by Grade and Other Characteristics

The following table shows the Company’s portfolio of risk-rated loans and non-risk-rated loans by grade or other characteristics as of March 31, 2013 and December 31, 2012 (in thousands):



	March 31, 2013
	Commercial Real Estate		Multifamily Real Estate		Construction and Land		Commercial Business		Agricultural Business		One- to Four- Family Residential		Consumer		Total Loans
Risk-rated loans:
Pass (Risk Ratings 1-5) ⁽¹⁾	$	1,049,911	$	127,315	$	304,986	$	590,905	$	209,291	$	546,874	$	271,767	$	3,101,049
Special mention	13,338		—		2,015		4,798		685		437		145		21,418
Substandard	36,410		6,975		24,707		23,764		249		19,419		5,775		117,299
Doubtful	544		—		—		11		—		—		—		555
Loss	—		—		—		—		—		—		—		—
Total loans	$	1,100,203	$	134,290	$	331,708	$	619,478	$	210,225	$	566,730	$	277,687	$	3,240,321
Performing loans	$	1,093,477	$	133,951	$	327,979	$	615,108	$	210,225	$	551,611	$	274,564	$	3,206,915
Non-performing loans	6,726		339		3,729		4,370		—		15,119		3,123		33,406
Total loans	$	1,100,203	$	134,290	$	331,708	$	619,478	$	210,225	$	566,730	$	277,687	$	3,240,321

	December 31, 2012
	Commercial Real Estate		Multifamily Real Estate		Construction and Land		Commercial Business		Agricultural Business		One- to Four-Family Residential		Consumer		Total Loans
Risk-rated loans:
Pass (Risk Ratings 1-5) ⁽¹⁾	$	1,016,964	$	130,815	$	274,407	$	581,846	$	228,304	$	560,781	$	284,816	$	3,077,933
Special mention	14,332		—		3,146		7,905		713		438		148		26,682
Substandard	41,382		6,689		27,064		28,287		1,014		20,451		5,657		130,544
Doubtful	544		—		—		11		—		—		—		555
Loss	—		—		—		—		—		—		—		—
Total loans	$	1,073,222	$	137,504	$	304,617	$	618,049	$	230,031	$	581,670	$	290,621	$	3,235,714
Performing loans	$	1,066,643	$	137,504	$	300,945	$	613,299	$	230,031	$	565,829	$	287,073	$	3,201,324
Non-performing loans ⁽²⁾	6,579		—		3,672		4,750		—		15,841		3,548		34,390
Total loans	$	1,073,222	$	137,504	$	304,617	$	618,049	$	230,031	$	581,670	$	290,621	$	3,235,714

⁽¹⁾

The Pass category includes some performing loans that are part of homogenous pools which are not individually risk-rated. This includes all consumer loans, all one- to four-family residential loans and, as of March 31, 2013 and December 31, 2012, in the commercial business category, $78 million and $77 million, respectively, of credit-scored small business loans. As loans in these pools become non-performing, they are individually risk-rated.


⁽²⁾	Non-performing loans include non-accrual loans and loans past due greater than 90 days and on accrual status.

Schedule of Age Analysis of the Company's Past Due Loans

The following tables provide additional detail on the age analysis of the Company’s past due loans as of March 31, 2013 and December 31, 2012 (in thousands):



	March 31, 2013
	30-59 Days Past Due		60-89 Days Past Due		90 Days or More Past Due		Total Past Due		Current		Total Loans		Loans 90 Days or More Past Due and Accruing
Commercial real estate:
Owner-occupied	$	1,794	$	4	$	824	$	2,622	$	494,820	$	497,442	$	—
Investment properties	715		49		1,410		2,174		600,587		602,761		—
Multifamily real estate	—		—		—		—		134,290		134,290		—
Commercial construction	—		—		—		—		34,762		34,762		—
Multifamily construction	—		—		—		—		34,147		34,147		—
One-to-four-family construction	430		—		196		626		171,250		171,876		—
Land and land development:
Residential	286		—		1,777		2,063		76,383		78,446		—
Commercial	—		—		—		—		12,477		12,477		—
Commercial business	1,326		248		1,430		3,004		616,474		619,478		—
Agricultural business	181		30		—		211		210,014		210,225		—
One- to four-family residential	241		1,802		9,422		11,465		555,265		566,730		2,243
Consumer:
Consumer secured by one- to four-family	129		—		1,592		1,721		163,584		165,305		—
Consumer—other	1,261		190		1,062		2,513		109,869		112,382		46
Total	$	6,363	$	2,323	$	17,713	$	26,399	$	3,213,922	$	3,240,321	$	2,289



	December 31, 2012
	30-59 Days Past Due		60-89 Days Past Due		90 Days or More Past Due		Total Past Due		Current		Total Loans		Loans 90 Days or More Past Due and Accruing
Commercial real estate:
Owner-occupied	$	1,693	$	—	$	1,371	$	3,064	$	486,517	$	489,581	$	—
Investment properties	743		—		1,431		2,174		581,467		583,641		—
Multifamily real estate	—		—		—		—		137,504		137,504		—
Commercial construction	—		—		—		—		30,229		30,229		—
Multifamily construction	—		—		—		—		22,581		22,581		—
One-to-four-family construction	611		—		—		611		160,204		160,815		—
Land and land development:
Residential	—		—		2,047		2,047		74,963		77,010		—
Commercial	2,083		—		45		2,128		11,854		13,982		—
Commercial business	1,849		49		842		2,740		615,309		618,049		—
Agricultural business	—		—		—		—		230,031		230,031		—
One-to four-family residential	1,376		3,468		11,488		16,332		565,338		581,670		2,877
Consumer:
Consumer secured by one- to four-family	699		74		1,204		1,977		168,146		170,123		—
Consumer—other	816		673		839		2,328		118,170		120,498		152
Total	$	9,870	$	4,264	$	19,267	$	33,401	$	3,202,313	$	3,235,714	$	3,029

Allowance for Credit Losses on Financing Receivables

The following tables provide additional information on the allowance for loan losses and loan balances individually and collectively evaluated for impairment at or for the three months ended March 31, 2013 and 2012 (in thousands):



	For the Three Months Ended March 31, 2013
	Commercial Real Estate			Multifamily		Construction and Land			Commercial Business			Agricultural business			One- to Four- Family			Consumer			Commitments and Unallocated		Total
Allowance for loan losses:
Beginning balance	$	15,322		$	4,506	$	14,991		$	9,957		$	2,295		$	16,475		$	1,348		$	12,597	$	77,491
Provision for loan losses	(1,784		)	569		557			597			(50		)	(10		)	116			5		—
Recoveries	1,586			—		101			386			37			116			102			—		2,328
Charge-offs	(348		)	—		(435		)	(929		)	—			(651		)	(328		)	—		(2,691		)
Ending balance	$	14,776		$	5,075	$	15,214		$	10,011		$	2,282		$	15,930		$	1,238		$	12,602	$	77,128



	At March 31, 2013
	Commercial Real Estate		Multifamily		Construction and Land		Commercial Business		Agricultural business		One- to Four- Family		Consumer		Commitments and Unallocated		Total
Allowance individually evaluated for impairment	$	1,030	$	1,775	$	2,008	$	285	$	—	$	2,225	$	208	$	—	$	7,531
Allowance collectively evaluated for impairment	13,746		3,300		13,206		9,726		2,282		13,705		1,030		12,602		69,597
Total allowance for loan losses	$	14,776	$	5,075	$	15,214	$	10,011	$	2,282	$	15,930	$	1,238	$	12,602	$	77,128



	At March 31, 2013
	Commercial Real Estate		Multifamily		Construction and Land		Commercial Business		Agricultural business		One- to Four- Family		Consumer		Commitments and Unallocated		Total
Loan balances:
Loans individually evaluated for impairment	$	12,632	$	7,075	$	13,139	$	4,137	$	—	$	33,945	$	1,704	$	—	$	72,632
Loans collectively evaluated for impairment	1,087,571		127,215		318,569		615,341		210,225		532,785		275,983		—		3,167,689
Total loans	$	1,100,203	$	134,290	$	331,708	$	619,478	$	210,225	$	566,730	$	277,687	$	—	$	3,240,321



	For the Three Months Ended March 31, 2012
	Commercial Real Estate			Multifamily			Construction and Land			Commercial Business			Agricultural business			One- to Four- Family			Consumer			Commitments and Unallocated		Total
Allowance for loan losses:
Beginning balance	$	16,457		$	3,952		$	18,184		$	15,159		$	1,548		$	12,299		$	1,253		$	14,060	$	82,912
Provision for loan losses	1,335			(691		)	241			(865		)	614			1,531			719			2,116		5,000
Recoveries	614			—			370			236			—			5			136			—		1,361
Charge-offs	(1,323		)	—			(2,924		)	(1,407		)	(275		)	(966		)	(834		)	—		(7,729		)
Ending balance	$	17,083		$	3,261		$	15,871		$	13,123		$	1,887		$	12,869		$	1,274		$	16,176	$	81,544



	At March 31, 2012
	Commercial Real Estate		Multifamily		Construction and Land		Commercial Business		Agricultural business		One- to Four- Family		Consumer		Commitments and Unallocated		Total
Allowance individually evaluated for impairment	$	239	$	37	$	2,100	$	799	$	480	$	824	$	71	$	—	$	4,550
Allowance collectively evaluated for impairment	16,844		3,224		13,771		12,324		1,407		12,045		1,203		16,176		76,994
Total allowance for loan losses	$	17,083	$	3,261	$	15,871	$	13,123	$	1,887	$	12,869	$	1,274	$	16,176	$	81,544



	At March 31, 2012
	Commercial Real Estate		Multifamily		Construction and Land		Commercial Business		Agricultural business		One- to Four- Family		Consumer		Commitments and Unallocated		Total
Loan balances:
Loans individually evaluated for impairment	$	13,123	$	1,635	$	22,149	$	9,816	$	961	$	23,261	$	1,445	$	—	$	72,390
Loans collectively evaluated for impairment	1,067,812		130,671		288,871		599,681		187,994		596,250		285,993		—		3,157,272
Total loans	$	1,080,935	$	132,306	$	311,020	$	609,497	$	188,955	$	619,511	$	287,438	$	—	$	3,229,662