CONSOLIDATED STATEMENTS OF OPERATIONS (USD $) In Thousands, except Per Share data, unless otherwise specified	12 Months Ended
	Dec. 31, 2012	Dec. 31, 2011	Dec. 31, 2010
INTEREST INCOME:
Loans receivable	$ 174,322	$ 184,357	$ 205,784
Mortgage-backed securities	4,176	3,455	4,045
Securities and cash equivalents	8,664	9,751	8,253
Total Interest Income	187,162	197,563	218,082
INTEREST EXPENSE:
Deposits	15,107	26,164	52,320
FHLB advances	254	370	1,318
Other borrowings	758	2,265	2,448
Junior subordinated debentures	3,395	4,193	4,226
Total Interest Expense	19,514	32,992	60,312
Net interest income before provision for loan losses	167,648	164,571	157,770
PROVISION FOR LOAN LOSSES	13,000	35,000	70,000
Net interest income	154,648	129,571	87,770
OTHER OPERATING INCOME:
Deposit fees and other service charges	25,266	22,962	22,009
Mortgage banking operations	12,940	5,068	6,370
Loan servicing fees, net of amortization and impairment	872	1,078	951
Miscellaneous	4,697	2,506	2,302
Other operating income	43,775	31,614	31,632
Gain on sale of securities	51	0	0
Other-than-temporary impairment recovery (loss)	(409)	3,000	(4,231)
Net change in valuation of financial instruments carried at fair value	(16,515)	(624)	1,747
Total other operating income	26,902	33,990	29,148
OTHER OPERATING EXPENSES:
Salary and employee benefits	78,696	72,499	67,490
Less capitalized loan origination costs	(10,404)	(8,001)	(7,199)
Occupancy and equipment	21,812	21,561	22,232
Information/computer data services	6,904	6,023	6,132
Payment and card processing expenses	8,604	7,874	7,067
Professional services	4,411	6,017	6,401
Advertising and marketing	7,215	7,281	7,457
Deposit Insurance	3,685	6,024	8,622
State/municipal business and use taxes	2,289	2,153	2,259
REO operations	3,354	22,262	26,025
Amortization of core deposit intangibles	2,092	2,276	2,459
Miscellaneous	12,795	12,135	11,856
Total other operating expenses	141,453	158,104	160,801
Income (loss) before provision for (benefit from) income taxes	40,097	5,457	(43,883)
PROVISION FOR (BENEFIT FROM) INCOME TAXES	(24,785)	0	18,013
NET INCOME (LOSS)	64,882	5,457	(61,896)
PREFERRED STOCK DIVIDEND AND DISCOUNT ACCRETION
Preferred stock dividend	4,938	6,200	6,200
Preferred stock discount accretion	3,298	1,701	1,593
Gain on repurchase of preferred stock	(2,471)	0	0
NET INCOME (LOSS) AVAILABLE TO COMMON SHAREHOLDERS	$ 59,117	$ (2,444)	$ (69,689)
Earnings (loss) per common share
Basic (in dollars per share)	$ 3.17	$ (0.15)	$ (7.21)
Diluted (in dollars per share)	$ 3.16	$ (0.15)	$ (7.21)
Cumulative dividends declared per common share (in dollars per share)	$ 0.04	$ 0.10	$ 0.28