INCOME TAXES (Schedule of Net Deferred Tax Asset ) (Details) (USD $) In Thousands, unless otherwise specified	Dec. 31, 2012	Dec. 31, 2011
Deferred tax assets:
REO and loan loss reserves	$ 24,615	$ 31,156
Deferred compensation	6,122	6,032
Net operating loss carryforward	26,959	27,992
Low income housing tax credits	4,767	7,202
State net operating losses	1,081	0
Other	689	309
Total deferred tax assets	64,233	72,691
Deferred tax liabilities:
FHLB stock dividends	(6,187)	(6,137)
Depreciation	(4,061)	(3,570)
Deferred loan fees, servicing rights and loan origination costs	(5,608)	(4,863)
Intangibles	(1,544)	(2,243)
Financial instruments accounted for under fair value accounting	(10,632)	(16,499)
Total deferred tax liabilities	(28,032)	(33,312)
Deferred income tax asset	36,201	39,379
Unrealized gain on securities available-for-sale	(1,194)	(1,151)
Valuation allowance	0	(38,228)
Deferred tax asset, net	$ 35,007	$ 0