CONSOLIDATED STATEMENTS OF OPERATIONS (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended		9 Months Ended
	Sep. 30, 2012	Sep. 30, 2011	Sep. 30, 2012	Sep. 30, 2011
INTEREST INCOME:
Loans receivable	$ 43,953	$ 45,641	$ 131,981	$ 139,242
Mortgage-backed securities	1,089	799	3,011	2,533
Securities and cash equivalents	2,132	3,121	6,645	7,337
Total Interest Income	47,174	49,561	141,637	149,112
INTEREST EXPENSE:
Deposits	3,536	6,169	12,019	20,995
FHLB advances	64	64	191	306
Other borrowings	71	559	694	1,706
Junior subordinated debentures	805	1,041	2,619	3,120
Total Interest Expense	4,476	7,833	15,523	26,127
Net interest income before provision for loan losses	42,698	41,728	126,114	122,985
PROVISION FOR LOAN LOSSES	3,000	5,000	12,000	30,000
Net interest income	39,698	36,728	114,114	92,985
OTHER OPERATING INCOME:
Deposit fees and other service charges	6,681	6,096	18,833	17,068
Mortgage banking operations	3,397	1,401	8,901	3,218
Loan servicing fees, net of amortization and impairment	377	289	937	942
Miscellaneous	1,146	586	2,182	1,448
Other operating income (loss)	11,601	8,372	30,853	22,676
Gain on sale of securities	19	0	48	0
Other-than-temporary impairment recovery (loss)	(409)	3,000	(409)	3,000
Net change in valuation of financial instruments carried at fair value	473	(1,032)	(16,901)	1,163
Total other operating income (loss)	11,684	10,340	13,591	26,839
OTHER OPERATING EXPENSES:
Salary and employee benefits	19,614	18,226	58,514	53,769
Less capitalized loan origination costs	(2,655)	(1,929)	(7,652)	(5,597)
Occupancy and equipment	5,811	5,352	16,492	16,182
Information/computer data services	1,807	1,547	5,068	4,635
Payment and card processing expenses	2,335	2,132	6,341	5,718
Professional services	993	1,950	3,561	4,807
Advertising and marketing	1,897	1,602	5,613	5,245
Deposit insurance	791	1,299	2,970	4,657
State/municipal business and use taxes	582	553	1,715	1,591
REO operations	(1,304)	6,698	3,263	17,897
Amortization of core deposit intangibles	508	554	1,583	1,721
Miscellaneous	2,976	3,054	9,466	8,812
Total other operating expenses	33,355	41,038	106,934	119,437
Income (loss) before provision for income taxes	18,027	6,030	20,771	387
PROVISION FOR (BENEFIT FROM) INCOME TAXES	2,407	0	(29,423)	0
NET INCOME	15,620	6,030	50,194	387
PREFERRED STOCK DIVIDEND AND DISCOUNT ACCRETION
Preferred stock dividend	1,227	1,550	4,327	4,650
Preferred stock discount accretion	1,216	425	2,124	1,276
Gain on repurchase and retirement of preferred stock	(2,070)	0	(2,070)	0
NET INCOME (LOSS) AVAILABLE TO COMMON SHAREHOLDERS	$ 15,247	$ 4,055	$ 45,813	$ (5,539)
Earnings (loss) per common share:
Basic (in dollars per share)	$ 0.80	$ 0.24	$ 2.49	$ (0.33)
Diluted (in dollars per share)	$ 0.79	$ 0.24	$ 2.48	$ (0.33)
Cumulative dividends declared per common share (in dollars per share)	$ 0.01	$ 0.01	$ 0.03	$ 0.09