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INCOME TAXES (Schedule of Net Deferred Tax Asset ) (Details) - USD ($)
$ in Thousands
Dec. 31, 2023
Dec. 31, 2022
Deferred tax assets:    
Loan loss and REO $ 39,495 $ 37,615
Deferred compensation 21,470 22,033
Net operating loss carryforward 12,967 15,470
Federal and state tax credits 758 1,545
State net operating losses 3,978 4,558
Loan discount 625 1,104
Lease liability 11,547 12,997
Unrealized loss on securities - available-for-sale, net 91,455 114,708
Other 4,222 4,782
Total deferred tax assets 186,517 214,812
Deferred tax liabilities:    
Depreciation (5,428) (6,458)
Deferred loan fees, servicing rights and loan origination costs (13,008) (13,331)
Intangibles (3,313) (3,929)
Right of use asset (10,378) (11,603)
Financial instruments accounted for under fair value accounting (841) (1,176)
Total deferred tax liabilities (32,968) (36,497)
Deferred income tax asset 153,549 178,315
Valuation allowance (184) (184)
Deferred tax asset, net $ 153,365 $ 178,131