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INCOME TAXES (Effective Income Tax Rate Reconciliation) (Details)
12 Months Ended
Dec. 31, 2021
Dec. 31, 2020
Dec. 31, 2019
Effective Income Tax Rate, Continuing Operations, Tax Rate Reconciliation [Abstract]      
Federal income tax statutory rate 21.00% 21.00% 21.00%
Increase (decrease) in tax rate due to:      
Tax-exempt interest (3.00%) (4.40%) (2.20%)
Investment in life insurance (0.40%) (0.90%) (0.50%)
State income taxes, net of federal tax offset 2.20% 2.50% 2.00%
Tax credits (1.50%) (2.60%) (1.20%)
Merger and acquisition costs 0.00% 0.00% 0.10%
State audits and amended returns 0.00% 0.00% (0.50%)
Low income housing partnerships, net of amortization 1.10% 1.60% 0.70%
Other (0.90%) 1.40% 0.70%
Effective income tax rate 18.50% 18.60% 20.10%