DEPOSITS

12 Months Ended

Dec. 31, 2021

Deposits consist of the following at December 31, 2021 and 2020 (in thousands):


	December 31
	2021		2020
Non-interest-bearing checking	$	6,385,177	$	5,492,924
Interest-bearing checking	1,947,414		1,569,435
Regular savings accounts	2,784,716		2,398,482
Money market accounts	2,370,995		2,191,135
Total interest-bearing transaction and savings accounts	7,103,125		6,159,052
Certificates of deposit:
Certificates of deposit less than or equal to $250,000	657,615		718,256
Certificates of deposit greater than $250,000	181,016		197,064
Total certificates of deposit(1)	838,631		915,320
Total deposits	$	14,326,933	$	12,567,296
Included in total deposits:
Public fund transaction accounts	$	353,874	$	302,875
Public fund interest-bearing certificates	39,961		59,127
Total public deposits	$	393,835	$	362,002

(1) Certificates of deposit included no acquisition discounts at December 31, 2021 and $58,000 of acquisition discounts at December 31, 2020.

Deposits at December 31, 2021 and 2020 included deposits from the Company’s directors, executive officers and related entities totaling $13.1 million and $11.2 million, respectively. At December 31, 2021 and 2020, the Company had certificates of deposit of $184.5 million and $203.6 million, respectively, that were equal to or greater than $250,000.

Scheduled maturities and weighted average interest rates of certificates of deposits at December 31, 2021 are as follows (dollars in thousands):


	December 31, 2021
	Amount		Weighted Average Rate
Maturing in one year or less	$	652,694	0.45	%
Maturing after one year through two years	117,013		0.63
Maturing after two years through three years	47,057		0.79
Maturing after three years through four years	9,858		0.99
Maturing after four years through five years	10,552		0.38
Maturing after five years	1,457		0.85
Total certificates of deposit	$	838,631	0.50	%