DEPOSITS

12 Months Ended

Dec. 31, 2019

Deposits consist of the following at December 31, 2019 and 2018 (in thousands):



	December 31
	2019		2018
Non-interest-bearing checking	$	3,945,000	$	3,657,817
Interest-bearing checking	1,280,003		1,191,016
Regular savings accounts	1,934,041		1,842,581
Money market accounts	1,769,194		1,465,369
Total interest-bearing transaction and savings accounts	4,983,238		4,498,966
Certificates of deposit:
Certificates of deposit less than or equal to $250,000	936,940		1,143,303
Certificates of deposit greater than $250,000	183,463		176,962
Total certificates of deposit⁽¹⁾	1,120,403		1,320,265
Total deposits	$	10,048,641	$	9,477,048
Included in total deposits:
Public fund transaction accounts	$	244,418	$	217,401
Public fund interest-bearing certificates	35,184		30,089
Total public deposits	$	279,602	$	247,490
Total brokered deposits	$	202,884	$	377,347

⁽¹⁾Certificates of deposit included $269,000 of acquisition discounts at December 31, 2019 and $563,000 of acquisition premiums at December 31, 2018.

Deposits at December 31, 2019 and 2018 included deposits from the Company’s directors, executive officers and related entities totaling $7.9 million and $8.3 million, respectively. At December 31, 2019 and 2018, the Company had certificates of deposit of $189.0 million and $180.5 million, respectively, that were equal to or greater than $250,000.

Scheduled maturities and weighted average interest rates of certificates of deposits at December 31, 2019 are as follows (dollars in thousands):



	December 31, 2019
	Amount		Weighted Average Rate
Maturing in one year or less	$	846,941	1.28	%
Maturing after one year through two years	167,857		1.77
Maturing after two years through three years	79,422		1.97
Maturing after three years through four years	11,374		1.75
Maturing after four years through five years	12,561		2.23
Maturing after five years	2,248		1.18
Total certificates of deposit	$	1,120,403	1.43	%