DEPOSITS

Deposits consist of the following at December 31, 2016 and 2015 (in thousands):



	December 31
	2016		2015
Non-interest-bearing checking	$	3,140,451	$	2,619,618
Interest-bearing checking	914,484		1,159,846
Regular savings accounts	1,523,391		1,284,642
Money market accounts	1,497,755		1,637,092
Total interest-bearing transaction and savings accounts	3,935,630		4,081,580
Certificates of deposit:
Certificates of deposit less than or equal to $250,000	884,403		1,168,495
Certificates of deposit greater than $250,000	160,930		185,375
Total certificates of deposit⁽¹⁾	1,045,333		1,353,870
Total deposits	$	8,121,414	$	8,055,068
Included in total deposits:
Public fund transaction accounts	$	221,765	$	209,430
Public fund interest-bearing certificates	25,650		31,281
Total public deposits	$	247,415	$	240,711
Total brokered deposits	$	34,074	$	162,936

⁽¹⁾Certificates of deposit includes $426,000 and $2.0 million of acquisition premiums at December 31, 2016 and 2015, respectively.

Deposits at December 31, 2016 and 2015 included deposits from the Company’s directors, executive officers and related entities totaling $7.2 million and $6.6 million, respectively. At December 31, 2016 and 2015, the Company had certificates of deposit of $165.4 million and $192.3 million, respectively, that were equal to or greater than $250,000.

Scheduled maturities and weighted average interest rates of certificate accounts at December 31, 2016 are as follows (dollars in thousands):



	December 31, 2016
	Amount		Weighted Average Rate
Maturing in one year or less	$	765,406	0.45	%
Maturing after one year through two years	159,436		0.76
Maturing after two years through three years	60,932		0.88
Maturing after three years through four years	26,238		1.19
Maturing after four years through five years	29,912		1.06
Maturing after five years	3,409		1.26
Total certificates of deposit	$	1,045,333	0.56	%