Consolidated Statements of Financial Condition - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Cash and cash equivalents:
Cash and amounts due from depository institutions	$ 53,003	$ 38,769
Federal funds sold	46,000	41,000
Cash and cash equivalents at beginning of year	99,003	79,769
Securities available-for-sale, carried at fair value	250,992	236,435
Securities held-to-maturity, carried at amortized cost (fair value $187 and $245 at December 31, 2016 and 2015 respectively)	184	243
Marketable Securities, Total	251,176	236,678
Securities:
Loans held for sale	9,607	5,523
Loans receivable, net of allowance of $25,884 and $25,382 at December 31, 2016 and 2015, respectively	1,914,603	1,776,835
Mortgage servicing rights	9,595	9,248
Accrued interest receivable	6,760	6,171
Federal Home Loan Bank (FHLB) stock	13,798	13,801
Bank owned life insurance	52,817	51,908
Premises and equipment	36,958	38,166
Real estate and other assets held for sale (REO)	455	1,321
Goodwill	61,798	61,798
Core deposit and other intangibles	1,336	1,871
Deferred taxes	2,212	0
Other assets	17,479	14,587
Total assets	2,477,597	2,297,676
Liabilities:
Noninterest-bearing	487,663	420,691
Interest-bearing	1,493,965	1,415,446
Total	1,981,628	1,836,137
Advances from the Federal Home Loan Bank	103,943	59,902
Securities sold under agreements to repurchase	31,816	57,188
Subordinated debentures	36,083	36,083
Advance payments by borrowers	2,650	2,674
Deferred taxes	0	877
Other liabilities	28,459	24,618
Total liabilities	2,184,579	2,017,479
Commitments and Contingent Liabilities (Note 6)
Stockholders’ equity:
Preferred stock, $.01 par value per share: 37,000 shares authorized; no shares issued	0	0
Preferred stock, $.01 par value per share: 4,963,000 shares authorized; no shares issued	0	0
Common stock, $.01 par value per share: 25,000,000 shares authorized; 12,720,347 and 12,721,959 shares issued and 8,983,206 and 9,102,831 shares outstanding, respectively	127	127
Additional paid-in capital	126,390	125,734
Accumulated other comprehensive income, net of tax of $117 and $1,950, respectively	215	3,622
Retained earnings	240,592	219,737
Treasury stock, at cost, 3,737,141 and 3,619,128 shares respectively	(74,306)	(69,023)
Total stockholders’ equity	293,018	280,197
Total liabilities and stockholders’ equity	$ 2,477,597	$ 2,297,676