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Consolidated Statements of Income - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2015
Dec. 31, 2014
Dec. 31, 2013
Interest Income      
Loans $ 73,346 $ 68,682 $ 68,077
Investment securities:      
Taxable 3,598 3,507 2,695
Tax-exempt 3,171 3,068 2,901
Interest-bearing deposits 169 349 282
FHLB stock dividends 552 642 826
Total interest income 80,836 76,248 74,781
Interest Expense      
Deposits 5,341 5,283 5,913
Federal Home Loan Bank advances and other 675 528 434
Subordinated debentures 613 587 601
Securities sold under agreement to repurchase 152 161 222
Total interest expense 6,781 6,559 7,170
Net interest income 74,055 69,689 67,611
Provision for loan losses 136 1,117 1,824
Net interest income after provision for loan losses 73,919 68,572 65,787
Noninterest Income      
Service fees and other charges 10,752 10,258 10,045
Mortgage banking income 6,713 5,602 8,443
Insurance commissions 10,076 9,859 9,627
Gain on sale of non-mortgage loans 824 181 101
Gain (loss) on sale or call of securities 22 932 97
Other-than-temporary impairment (OTTI) losses on investment securities      
Total gains (impairment losses) on investment securities 0 0 (337)
Losses recognized in other comprehensive income 0 0 0
Net impairment loss recognized in earnings 0 0 (337)
Trust income 1,462 1,240 969
Income from bank owned life insurance 895 1,802 883
Other noninterest income 1,059 1,767 950
Total noninterest income 31,803 31,641 30,778
Noninterest Expense      
Compensation and benefits 37,769 35,543 34,301
Occupancy 7,197 6,683 6,675
FDIC insurance 1,324 1,419 1,616
Data processing 6,083 5,856 5,125
Other noninterest expense 15,516 17,257 17,335
Total noninterest expense 67,889 66,758 65,052
Income before income taxes 37,833 33,455 31,513
Federal income taxes 11,410 9,163 9,278
Net Income $ 26,423 $ 24,292 $ 22,235
Earnings per common share:      
Basic (in dollars per share) $ 2.87 $ 2.55 $ 2.28
Diluted (in dollars per share) 2.82 2.44 2.19
Dividends declared per common share (in dollars per share) $ 0.78 $ 0.63 $ 0.4