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Mortgage Banking (Tables)
 12 Months Ended
Dec. 31, 2014
Mortgage Banking [Abstract]  
Mortgage Loans [Table Text Block]
Net revenues from the sales and servicing of mortgage loans consisted of the following:
 
 
 
Years Ended December 31
 
 
 
2014
 
2013
 
2012
 
 
 
(In Thousands)
 
Gain from sale of mortgage loans
 
$
3,335
 
$
5,716
 
$
10,599
 
Mortgage loan servicing revenue (expense):
 
 
 
 
 
 
 
 
 
 
Mortgage loan servicing revenue
 
 
3,552
 
 
3,564
 
 
3,387
 
Amortization of mortgage servicing rights
 
 
(1,401)
 
 
(2,098)
 
 
(3,562)
 
Mortgage servicing rights valuation adjustments
 
 
116
 
 
1,261
 
 
(759)
 
 
 
 
2,267
 
 
2,727
 
 
(934)
 
Net revenue from sale and servicing of mortgage loans
 
$
5,602
 
$
8,443
 
$
9,665
 
Capitalized Mortgage and Valuation Allowance [Table Text Block]
Activity for capitalized mortgage servicing rights and the related valuation allowance follows:
 
 
 
Years Ended December 31
 
 
 
2014
 
2013
 
2012
 
 
 
(In Thousands)
 
Mortgage servicing assets:
 
 
 
 
 
 
 
 
 
 
Balance at beginning of period
 
$
10,133
 
$
10,121
 
$
10,219
 
Loans sold, servicing retained
 
 
1,191
 
 
2,110
 
 
3,464
 
Amortization
 
 
(1,401)
 
 
(2,098)
 
 
(3,562)
 
Carrying value before valuation allowance at end of period
 
 
9,923
 
 
10,133
 
 
10,121
 
 
 
 
 
 
 
 
 
 
 
 
Valuation allowance:
 
 
 
 
 
 
 
 
 
 
Balance at beginning of period
 
 
(1,027)
 
 
(2,288)
 
 
(1,529)
 
Impairment recovery (charges)
 
 
116
 
 
1,261
 
 
(759)
 
Balance at end of period
 
 
(911)
 
 
(1,027)
 
 
(2,288)
 
Net carrying value of MSRs at end of period
 
$
9,012
 
$
9,106
 
$
7,833
 
Fair value of MSRs at end of period
 
$
9,304
 
$
9,686
 
$
7,833
 
Servicing Portfolio [Table Text Block]
The Company’s servicing portfolio is comprised of the following:
 
 
 
 
December 31
 
 
 
 
2014
 
 
2013
 
 
 
 
Number of
 
Principal
 
 
Number of
 
Principal
 
Investor
 
 
Loans
 
Outstanding
 
 
Loans
 
Outstanding
 
 
 
 
(In Thousands)
 
Fannie Mae
 
 
5,215
 
$
503,369
 
 
5,304
 
$
527,666
 
Freddie Mac
 
 
8,911
 
 
828,724
 
 
8,873
 
 
829,594
 
Federal Home Loan Bank
 
 
118
 
 
12,972
 
 
116
 
 
12,093
 
Other
 
 
23
 
 
1,573
 
 
26
 
 
1,888
 
Totals
 
 
14,267
 
$
1,346,638
 
 
14,319
 
$
1,371,241
 
Schedule of Fair Value Assumption, Date of Securitization or Asset-backed Financing Arrangement, Transferors Continuing Involvement, Servicing Assets or Liabilities [Table Text Block]
 
 
10% Adverse
 
20% Adverse
 
 
 
Change
 
Change
 
 
 
(In Thousands)
 
Assumption:
 
 
 
 
 
 
 
Decline in fair value from increase in prepayment rate
 
$
358
 
$
759
 
Declines in fair value from increase in discount rate
 
 
224
 
 
492