XML 88 R2.htm IDEA: XBRL DOCUMENT v2.4.1.9
Consolidated Statements of Financial Condition (USD $)
In Thousands, unless otherwise specified
Dec. 31, 2014
Dec. 31, 2013
Cash and cash equivalents:    
Cash and amounts due from depository institutions $ 41,936us-gaap_CashAndDueFromBanks $ 36,318us-gaap_CashAndDueFromBanks
Federal funds sold 71,000us-gaap_FederalFundsSold 143,000us-gaap_FederalFundsSold
Cash and cash equivalents at beginning of year 112,936us-gaap_CashAndCashEquivalentsAtCarryingValue 179,318us-gaap_CashAndCashEquivalentsAtCarryingValue
Securities available-for-sale, carried at fair value 239,321us-gaap_AvailableForSaleSecurities 198,170us-gaap_AvailableForSaleSecurities
Securities held-to-maturity, carried at amortized cost (fair value $308 and $393 at December 31, 2014 and 2013 respectively) 313us-gaap_AssetsDesignatedToClosedBlockFixedMaturitiesHeldToMaturityAtAmortizedCost 387us-gaap_AssetsDesignatedToClosedBlockFixedMaturitiesHeldToMaturityAtAmortizedCost
Marketable Securities, Total 239,634us-gaap_MarketableSecurities 198,557us-gaap_MarketableSecurities
Loans held for sale 4,535us-gaap_LoansReceivableHeldForSaleNet 9,120us-gaap_LoansReceivableHeldForSaleNet
Loans receivable, net of allowance of $24,766 and $24,950 at December 31, 2014 and 2013, respectively 1,622,020us-gaap_LoansReceivableNet 1,555,498us-gaap_LoansReceivableNet
Mortgage servicing rights 9,012fdef_MortgageServicingRights 9,106fdef_MortgageServicingRights
Accrued interest receivable 6,037us-gaap_AccruedInvestmentIncomeReceivable 5,778us-gaap_AccruedInvestmentIncomeReceivable
Federal Home Loan Bank (FHLB) stock 13,802us-gaap_FederalHomeLoanBankStock 19,350us-gaap_FederalHomeLoanBankStock
Bank owned life insurance 47,013us-gaap_BankOwnedLifeInsurance 42,715us-gaap_BankOwnedLifeInsurance
Premises and equipment 40,496us-gaap_PropertyPlantAndEquipmentNet 38,597us-gaap_PropertyPlantAndEquipmentNet
Real estate and other assets held for sale (REO) 6,181fdef_RealEstateAndOtherAssetsHeldForSale 5,859fdef_RealEstateAndOtherAssetsHeldForSale
Goodwill 61,525us-gaap_Goodwill 61,525us-gaap_Goodwill
Core deposit and other intangibles 2,395fdef_CoreDepositAndOtherIntangibles 3,497fdef_CoreDepositAndOtherIntangibles
Deferred taxes 0us-gaap_DeferredTaxAssetsNet 565us-gaap_DeferredTaxAssetsNet
Other assets 13,366us-gaap_OtherAssets 7,663us-gaap_OtherAssets
Total assets 2,178,952us-gaap_Assets 2,137,148us-gaap_Assets
Deposits:    
Noninterest-bearing 379,552us-gaap_NoninterestBearingDepositLiabilities 348,943us-gaap_NoninterestBearingDepositLiabilities
Interest-bearing 1,381,261us-gaap_InterestBearingDepositLiabilities 1,386,849us-gaap_InterestBearingDepositLiabilities
Total 1,760,813us-gaap_Deposits 1,735,792us-gaap_Deposits
Advances from the Federal Home Loan Bank 21,544us-gaap_FederalHomeLoanBankAdvancesLongTerm 22,520us-gaap_FederalHomeLoanBankAdvancesLongTerm
Securities sold under agreements to repurchase and other 54,759us-gaap_SecuritiesSoldUnderAgreementsToRepurchase 51,919us-gaap_SecuritiesSoldUnderAgreementsToRepurchase
Subordinated debentures 36,083us-gaap_SubordinatedDebt 36,083us-gaap_SubordinatedDebt
Advance payments by borrowers 2,309us-gaap_AdvancePaymentsByBorrowersForTaxesAndInsurance 1,519us-gaap_AdvancePaymentsByBorrowersForTaxesAndInsurance
Deferred taxes 1,176us-gaap_DeferredTaxLiabilities 0us-gaap_DeferredTaxLiabilities
Other liabilities 22,763us-gaap_OtherLiabilities 17,168us-gaap_OtherLiabilities
Total liabilities 1,899,447us-gaap_Liabilities 1,865,001us-gaap_Liabilities
Commitments and Contingent (Note 6)      
Stockholders' equity:    
Preferred stock, $.01 par value per share: 37,000 shares authorized; no shares issued 0us-gaap_PreferredStockValueOutstanding 0us-gaap_PreferredStockValueOutstanding
Preferred stock, $.01 par value per share: 4,963,000 shares authorized; no shares issued 0us-gaap_PreferredStockValue 0us-gaap_PreferredStockValue
Common stock, $.01 par value per share: 25,000,000 shares authorized; 12,735,313 and 12,735,313 shares issued and 9,234,534 and 9,719,521 shares outstanding, respectively 127us-gaap_CommonStockValue 127us-gaap_CommonStockValue
Common stock warrant 878fdef_CommonStockWarrant 878fdef_CommonStockWarrant
Additional paid-in capital 136,266us-gaap_AdditionalPaidInCapital 136,403us-gaap_AdditionalPaidInCapital
Accumulated other comprehensive income, net of tax of $2,214 and $294, respectively 4,114us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax 545us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax
Retained earnings 200,600us-gaap_RetainedEarningsAccumulatedDeficit 182,290us-gaap_RetainedEarningsAccumulatedDeficit
Treasury stock, at cost, 3,500,779 and 3,015,792 shares respectively (62,480)us-gaap_TreasuryStockValue (48,096)us-gaap_TreasuryStockValue
Total stockholders’ equity 279,505us-gaap_StockholdersEquity 272,147us-gaap_StockholdersEquity
Total liabilities and stockholders’ equity $ 2,178,952us-gaap_LiabilitiesAndStockholdersEquity $ 2,137,148us-gaap_LiabilitiesAndStockholdersEquity