Fair Value (Tables)

12 Months Ended

Dec. 31, 2013

Fair Value Disclosures [Abstract]

Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]

The following table summarizes the financial assets measured at fair value on a recurring basis segregated by the level of the valuation inputs within the fair value hierarchy utilized to measure fair value:

Assets and Liabilities Measured on a Recurring Basis

December 31, 2013	Level 1 Inputs		Level 2 Inputs		Level 3 Inputs		Total Fair Value
	(In Thousands)
Available for sale securities:
Obligations of U.S. Government    corporations and agencies	$	-	$	4,921	$	-	$	4,921
Mortgage-backed - residential		-		41,292		-		41,292
Collateralized mortgage obligations		-		59,841		-		59,841
Trust preferred stock		1,654		-		582		2,236
Preferred stock		718		-		-		718
Corporate bonds		-		8,942		-		8,942
Obligations of state and political    subdivisions		-		80,220				80,220
Mortgage banking derivative - asset		-		295		-		295
Mortgage banking derivative - liability		-		-		-		-
December 31, 2012	Level 1 Inputs		Level 2 Inputs		Level 3 Inputs		Total Fair Value
	(In Thousands)
Available for sale securities:
Obligations of U.S. Government    corporations and agencies	$	-	$	11,069	$	-	$	11,069
U.S. treasury bonds		-		1,002		-		1,002
Mortgage-backed - residential		-		31,461		-		31,461
Collateralized mortgage obligations		-		57,466		-		57,466
Trust preferred stock		-		-		1,474		1,474
Preferred stock		134		-		-		134
Corporate bonds		-		8,884		-		8,884
Obligations of state and political subdivisions		-		82,611		-		82,611
Mortgage banking derivative - asset		-		950		-		950
Mortgage banking derivative - liability		-		(94)		-		(94)

Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Table Text Block]

The table below presents a reconciliation and income classification of gains and losses for all assets measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the years ended December 31, 2013 and 2012:

	Fair Value Measurements Using Significant
	Unobservable Inputs (Level 3)
	(In Thousands)
	2013		2012
Beginning balance	$	1,474	$	1,342
Total gains or losses (realized/unrealized)
Included in earnings (realized)		(337)		76
Included in other comprehensive income     (presented gross of taxes)		1,099		322
Amortization		-		-
Redemption		-		(266)
Transfers in and/or out of Level 3		(1,654)		-
Ending balance	$	582	$	1,474

Schedule of Changes in Fair Value of Plan Assets [Table Text Block]

	Changes in Unrealized Gains/Losses Recorded in Earnings
	For the Year Relating to Level 3 Assets Still Held at Reporting
	Date for the Year Ended December 31
	(In Thousands)
	Trust Preferred Stock
		2013		2012		2011
Interest income on securities	$	83	$	160	$	71
Other changes in fair value		(420)		(84)		(73)
Total	$	(337)	$	76	$	(2)

Schedule of Fair Value, Assets Measured on Non Recurring Basis [Table Text Block]

The following table summarizes the financial assets measured at fair value on a non-recurring basis segregated by the level of the valuation inputs within the fair value hierarchy utilized to measure fair value:

Assets and Liabilities Measured on a Non-Recurring Basis

December 31, 2013	Level 1 Inputs		Level 2 Inputs		Level 3 Inputs		Total Fair Value
	(In Thousands)
Impaired loans
1-4 Family Residential Real Estate	$	-	$	-	$	259	$	259
Multi Family Residential		-		-		338		338
Commercial Real Estate		-		-		9,590		9,590
Home Equity and Improvement		-		-		531		531
Total impaired loans		-		-		10,718		10,718
Mortgage servicing rights		-		1,370		-		1,370
Real estate held for sale
Residential		-		-		112		112
CRE		-		-		1,278		1,278
Total Real Estate held for sale		-		-		1,390		1,390
December 31, 2012	Level 1 Inputs		Level 2 Inputs		Level 3 Inputs		Total Fair Value
	(In Thousands)
Impaired loans
1-4 FamilyResidential Real Estate	$	-	$	-	$	599	$	599
Multi Family Residential		-		-		407		407
Commercial Real Estate		-		-		12,126		12,126
Commercial		-		-		771		771
Home Equity and Improvement		-		-		168		168
Total Impaired loans		-		-		14,071		14,071
Mortgage servicing rights		-		7,833		-		7,833
Real estate held for sale
Residential		-		-		61		61
CRE		-		-		385		385
Total Real Estate held for sale		-		-		446		446

Fair Value, Assets Measured on Recurring and Nonrecurring Basis [Table Text Block]

For Level 3 assets and liabilities measured at fair value on a recurring or nonrecurring basis as of December 31, 2013, the significant unobservable inputs used in the fair value measurements were as follows:

	Fair Value		Valuation Technique	Unobservable Inputs	Range of Inputs		Weighted Average
	(Dollars in Thousands)
Trust preferred stock	$	582	Discounted cash flow	Constant prepayment rate	2-40	%	40	%
				Expected asset default	0-30	%	15	%
				Expected recoveries	10-15	%	10	%
Impaired Loans- Applies to all loan classes	$	10,718	Appraisals which utilize sales comparison, net income and cost approach	Discounts for collection issues and changes in market conditions	0-10	%	10	%
Real estate held for sale – Applies to all classes	$	1,390	Appraisals which utilize sales comparison, net income and cost approach	Discounts for changes in market conditions	0-20	%	20	%

For Level 3 assets and liabilities measured at fair value on a recurring or nonrecurring basis as of December 31, 2012, the significant unobservable inputs used in the fair value measurements were as follows:

	Fair Value		Valuation Technique	Unobservable Inputs	Range of Inputs		Weighted Average
	(Dollars in Thousands)
Trust preferred stock	$	1,474	Discounted cash flow	Constant prepayment rate	2-40	%	40	%
				Expected asset default	0-30	%	15	%
				Expected recoveries	10-15	%	10	%
Impaired Loans- Applies to all loan classes	$	14,071	Appraisals which utilize sales comparison, net income and cost approach	Discounts for collection issues and changes in market conditions	0-10	%	10	%
Real estate held for sale – Applies to all classes	$	446	Appraisals which utilize sales comparison, net income and cost approach	Discounts for changes in market conditions	0-20	%	20	%

Fair Value, by Balance Sheet Grouping [Table Text Block]

FHLB advances with maturities greater than 90 days are valued based on discounted cash flow analysis, using interest rates currently being quoted for similar characteristics and maturities resulting in a Level 2 classification. The cost or value of any call or put options is based on the estimated cost to settle the option at December 31, 2013.

	Fair Value Measurements at December 31, 2013 (In Thousands)
	Carrying Value		Total		Level 1		Level 2		Level 3
Financial Assets:
Cash and cash equivalents	$	179,318	$	179,318	$	179,318	$	-	$	-
Investment securities		198,557		198,563		2,372		195,609		582
Federal Home Loan Bank Stock		19,350		N/A		N/A		N/A		N/A
Loans, net, including loans     held for sale		1,564,618		1,568,929		-		9,140		1,559,789
Accrued interest receivable		5,778		5,778		4		696		5,078
Financial Liabilities:
Deposits	$	1,735,792	$	1,738,216	$	348,943	$	1,389,273	$	-
Advances from Federal Home     Loan Bank		22,520		22,713		-		22,713		-
Securities sold under repurchase     agreements		51,919		51,919		-		51,919		-
Subordinated debentures		36,083		35,237		-		-		35,237
	Fair Value Measurements at December 31, 2012 (In Thousands)
	Carrying Value		Total		Level 1		Level 2		Level 3
Financial Assets:
Cash and cash equivalents	$	136,832	$	136,832	$	136,832	$	-	$	-
Investment securities		194,609		194,617		134		193,009		1,474
Federal Home Loan Bank Stock		20,655		N/A		N/A		N/A		N/A
Loans, net, including loans     held for sale		1,520,610		1,543,438		-		22,577		1,520,861
Accrued interest receivable		5,594		5,594		-		757		4,837
Financial Liabilities:
Deposits	$	1,667,472	$	1,671,713	$	315,132	$	1,356,581	$	-
Advances from Federal Home      Loan Bank		12,796		13,466		-		13,466		-
Securities sold under repurchase      agreements		51,702		51,702		-		51,702		-
Subordinated debentures		36,083		35,766		-		-		35,766