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Consolidated Statements of Financial Condition (USD $)
In Thousands, unless otherwise specified
Dec. 31, 2013
Dec. 31, 2012
Cash and cash equivalents:    
Cash and amounts due from depository institutions $ 36,318 $ 45,832
Federal funds sold 143,000 91,000
Cash and cash equivalents at beginning of year 179,318 136,832
Securities available-for-sale, carried at fair value 198,170 194,101
Securities held-to-maturity, carried at amortized cost (fair value $393 and $516 at December 31, 2013 and 2012 respectively) 387 508
Marketable Securities, Total 198,557 194,609
Loans held for sale 9,120 22,064
Loans receivable, net of allowance of $24,950 and $26,711 at December 31, 2013 and 2012, respectively 1,555,498 1,498,546
Mortgage servicing rights 9,106 7,833
Accrued interest receivable 5,778 5,594
Federal Home Loan Bank (FHLB) stock 19,350 20,655
Bank owned life insurance 42,715 41,832
Premises and equipment 38,597 39,663
Real estate and other assets held for sale (REO) 5,859 3,805
Goodwill 61,525 61,525
Core deposit and other intangibles 3,497 4,738
Deferred taxes 565 78
Other assets 7,663 9,174
Total assets 2,137,148 2,046,948
Deposits:    
Noninterest-bearing 348,943 315,132
Interest-bearing 1,386,849 1,352,340
Total 1,735,792 1,667,472
Advances from the Federal Home Loan Bank 22,520 12,796
Securities sold under agreements to repurchase and other 51,919 51,702
Subordinated debentures 36,083 36,083
Advance payments by borrowers 1,519 1,473
Other liabilities 17,168 19,294
Total liabilities 1,865,001 1,788,820
Commitments and Contingent (Note 6)      
Stockholders' equity:    
Preferred stock, $.01 par value per share: 37,000 shares authorized;no shares issued 0 0
Preferred stock, $.01 par value per share: 4,963,000 shares authorized; no shares issued 0 0
Common stock, $.01 par value per share: 25,000,000 shares authorized; 12,735,313 and 12,739,496 shares issued and 9,719,521 and 9,729,466 shares outstanding, respectively 127 127
Common stock warrant 878 878
Additional paid-in capital 136,403 136,046
Accumulated other comprehensive income, net of tax of $294 and $2,301, respectively 545 4,274
Retained earnings 182,290 164,103
Treasury stock, at cost, 3,015,792 and 3,010,030 shares respectively (48,096) (47,300)
Total stockholders' equity 272,147 258,128
Total liabilities and stockholders’ equity $ 2,137,148 $ 2,046,948