CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Cash flows from operating activities:
Net loss	$ 24,537	$ (494,775)
Adjustments to reconcile net income (loss) to net cash (used in) provided by operating activities:
Credit to provision for loan losses	(69,000)	(68,000)
Net loss on sale of other real estate	3,239	16,848
Gain on sale of loans	(732,411)	(410,040)
Amortization of premiums on investments	13,839	16,996
Depreciation on fixed assets	190,334	177,987
Write-up of other real estate owned	0	(39,294)
Loans originated for sale	(13,162,229)	(4,721,164)
Proceeds from sale of loans held-for-sale	7,979,932	6,433,243
Amortization of servicing asset	46,693	0
Net change in fair value of financial instruments	(365,900)	(232,797)
Increase in accrued interest receivable and other assets	(55,608)	(178,507)
(Decrease) increase in accrued interest payable and other liabilities	(31,782)	20,759
Net cash (used in) provided by operating activities	(6,158,356)	521,256
Cash flows from investing activities:
Purchase of available-for-sale investment securities	(4,099,785)	(1,200,118)
Proceeds from maturities, calls and principal reductions of available-for-sale investment securities	6,013,572	2,144,881
Net decrease in loans	6,634,598	6,946,054
Proceeds from sale of other real estate owned	29,017	254,603
Purchase of bank premises and equipment	(78,075)	(121,251)
Net cash provided by investing activities	8,499,327	8,024,169
Cash flows from financing activities:
Net decrease in deposits	(5,320,238)	(999,909)
Net cash used in financing activities	(5,320,238)	(999,909)
Net (decrease) increase in cash and cash equivalents	(2,979,267)	7,545,516
Cash and cash equivalents at beginning of year	10,782,098	3,236,582
Cash and cash equivalents at end of year	7,802,831	10,782,098
Supplemental disclosure of cash flow information:
Cash paid during the year for interest	64,133	71,176
Noncash transfer of loans to other real estate owned	$ 0	$ 148,241