CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($)	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Interest income:
Interest and fees on loans	$ 2,403,274	$ 2,392,183
Interest on investment securities	152,086	179,065
Interest on federal funds sold	31,394	15,418
Interest on time deposits with other banks	639	659
Total interest income	2,587,393	2,587,325
Interest expense:
Interest on time deposits	35,733	38,070
Interest on demand deposits	24,479	25,125
Interest on savings deposits	5,760	5,882
Total interest expense	65,972	69,077
Net interest income	2,521,421	2,518,248
Credit to provision for loan losses	(69,000)	(68,000)
Net interest income after credit to provision for loan losses	2,590,421	2,586,248
Noninterest income:
Customer service fees	353,807	416,480
ATM fee income	114,673	118,550
Loan syndication fee income	150,900	150,000
Net loss on sale of other real estate	(3,239)	(16,848)
Net change in fair value of financial instruments	365,900	232,797
Gain on sale of loans	732,411	410,040
Other income	208,406	85,894
Total noninterest income	1,922,858	1,396,913
Noninterest expense:
Salaries, wages and employee benefits	1,555,590	1,572,595
Occupancy and equipment	969,532	972,561
Office operations and supplies	330,945	308,070
Marketing and public relations	41,280	73,590
Professional services	301,734	318,774
Data processing	393,525	389,008
Loan and collection costs	169,334	255,809
Other real estate owned, net	126,066	11,303
Deposit insurance assessments	117,000	134,800
Other operating	483,736	441,426
Total noninterest expense	4,488,742	4,477,936
Net income (loss) before income taxes	24,537	(494,775)
Provision for income taxes	0	0
Net income (loss)	$ 24,537	$ (494,775)
Net income (loss) per common share - basic and diluted	$ 0.03	$ (0.57)
Weighted average number of common shares	826,921	863,999
Comprehensive Loss
Net income (loss)	$ 24,537	$ (494,775)
Unrealized losses on available for sale securities	(44,384)	(6,103)
Total comprehensive loss	$ (19,847)	$ (500,878)