5. Bank Premises and Equipment (Tables)

12 Months Ended

Dec. 31, 2016

Table Text Block Supplement [Abstract]

Schedule of Major Classes of Bank Premises and Equipment

The major classes of bank premises and equipment and the total accumulated depreciation are as follows at December 31:

(In 000’s)	Estimated
	useful life	2016	2015
Leasehold improvements	10-15 years	$  832	$   788
Furniture and equipment	3- 7 years	1,332	1,297
		2,164	2,085
Less accumulated depreciation		(1,784)	(1,592)
		$   380	$   493

Schedule of Future Minimum Lease Payments Under Operating Leases

Future minimum lease payments under operating leases are as follows:

(In 000’s)

Year ending December 31,	Operating     leases
2017	$  481
2018	492
2019	488
2020	412
2021	420
Thereafter	549
Total minimum lease payments	$2,842