CONSOLIDATED BALANCE SHEETS - USD ($)	Dec. 31, 2016	Dec. 31, 2015
Assets:
Cash and due from banks	$ 2,262,491	$ 2,107,359
Interest-bearing deposits with banks	311,340	310,739
Federal funds sold	5,229,000	8,364,000
Cash and cash equivalents	7,802,831	10,782,098
Investment securities, available-for-sale, at fair value	5,578,159	7,572,029
Loans held for sale, at fair value	7,793,785	3,260,761
Loans held at fair value	4,207,338	2,458,930
Loans, net of unearned discounts and deferred fees	26,835,035	33,519,042
Less allowance for loan losses	(300,428)	(418,013)
Net loans	26,534,607	33,101,029
Bank premises and equipment, net	380,471	492,730
Accrued interest receivable	141,453	175,416
Other real estate owned	447,371	479,627
Servicing asset	312,814	199,781
Prepaid expenses and other assets	413,542	461,837
Total assets	53,612,371	58,984,238
Liabilities:
Demand deposits, noninterest-bearing	14,797,174	16,417,150
Demand deposits, interest-bearing	13,699,578	13,605,888
Savings deposits	11,734,512	11,680,878
Time deposits, under $250,000	4,776,622	7,505,729
Time deposits, $250,000 and over	5,634,280	6,752,759
Total deposits	50,642,166	55,962,404
Accrued interest payable	10,997	9,157
Accrued expenses and other liabilities	299,293	332,915
Total liabilities	50,952,456	56,304,476
Shareholders' equity:
Series A preferred stock, noncumulative, 6%, $0.01 par value, 500,000 shares authorized; 99,342 issued and outstanding	993	993
Common stock, $0.01 par value; 2,000,000 shares authorized; 826,921 issued and outstanding	8,269	8,269
Additional paid-in-capital	14,752,644	14,752,644
Accumulated deficit	(12,038,281)	(12,062,818)
Accumulated other comprehensive loss	(63,710)	(19,326)
Total shareholders' equity	2,659,915	2,679,762
Total liabilities and shareholders' equity	$ 53,612,371	$ 58,984,238