3. Changes in Accumulated Other Comprehensive Income

9 Months Ended

Sep. 30, 2016

Disclosure Text Block [Abstract]

3. Changes in Accumulated Other Comprehensive Income

3.Changes in Accumulated Other Comprehensive Income

The following table presents the changes in accumulated other comprehensive income:

	Three Months Ended September 30, 2016
	Before tax		Net of tax
(in (000’s)	Amount	Taxes	Amount
Beginning balance	$  106	$  (35)	$  71
Unrealized gain on securities:
Unrealized holding gain arising during period	(5)	1	(4)
Less: reclassification adjustment for gains (losses)
realized in net income	-	-	-
Other comprehensive income, net	(5)	1	(4)
Ending balance	$  101	$  (34)	$  67
	Three Months Ended September 30, 2015
	Before tax		Net of tax
(in (000’s)	Amount	Taxes	Amount
Beginning balance	$  (39)	$     5	$  (34)
Unrealized gain on securities:
Unrealized holding gain arising during period	97	(33)	64
Less: reclassification adjustment for gains (losses)
realized in net income	-	-	-
Other comprehensive income, net	97	(33)	64
Ending balance	$      58	$      (28)	$     30
	Nine Months Ended September 30, 2016
	Before tax		Net of tax
(in (000’s)	Amount	Taxes	Amount
Beginning balance	$   (29)	$     10	$   (19)
Unrealized gain on securities:
Unrealized holding gain arising during period	$  130	(44)	86
Less: reclassification adjustment for gains (losses)
realized in net income	-	-	-
Other comprehensive income, net	130	(44)	86
Ending balance	$  101	$  (34)	$    67
	Nine Months Ended September 30, 2015
	Before tax		Net of tax
(in (000’s)	Amount	Taxes	Amount
Beginning balance	$ (21)	$        8	$  (13)
Unrealized gain on securities:
Unrealized holding gain arising during period	$      66	$       (23)	$      43
Less: reclassification adjustment for gains (losses)
realized in net income	-	-	-
Other comprehensive income, net	$      66	$      (23)	$      43
Ending balance	$      45	$      (15)	$     30