CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)	6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015
Cash flows from operating activities:
Net loss	$ 116,035	$ (103,096)
Adjustments to reconcile net loss to net cash provided by operating activities:
(Credit) provision for loan losses	(5,000)	(100,000)
Amortization of premiums on investments	7,111	9,083
Proceeds from sale of other real estate	30,355	40,913
Depreciation on fixed assets	92,791	88,678
Net change in fair value of financial instruments	(73,873)	238,431
Gain on sale of loans	(311,973)	(473,706)
Loss on sale of other real estate	2,495	2,289
Write-down of other real estate owned	0	(88,460)
Proceeds from the sale of loans held-for-sale	3,137,250	4,407,339
Amortization of servicing asset	11,317	0
Loans originated for sale	(7,406,612)	(1,823,367)
(Increase) decrease in accrued interest receivable and other assets	(106,471)	(180,910)
Increase (decrease) in accrued interest payable and other liabilities	(34,262)	(4,937)
Net cash provided by operating activities	(4,540,837)	2,012,257
Cash flows from investing activities:
Proceeds from maturity and principal reductions of available-for-sale investment securities	3,302,847	1,064,615
Purchase of securities available-for-sale	(2,350,234)	(49)
Net decrease (increase) in loans	2,747,098	4,014,805
Purchase of bank premises and equipment	(62,825)	(48,464)
Net cash provided by (used in) investing activities	3,636,886	5,030,907
Cash flows from financing activities:
Net decrease in deposits	(4,655,459)	(1,957,519)
Net cash used in financing activities	(4,655,459)	(1,957,519)
Net increase in cash and cash equivalents	(5,559,410)	5,085,645
Cash and cash equivalents at beginning of period	10,782,098	3,236,582
Cash and cash equivalents at end of period	5,222,688	8,322,227
Supplemental disclosure of cash flow information:
Cash paid during the period for interest	28,430	37,107
Noncash transfer of loans to other real estate	$ 0	$ 148,241