CONSOLIDATED STATEMENTS OF OPERATIONS AND COMPREHENSIVE (LOSS) INCOME - USD ($)	3 Months Ended		6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015
Interest income:
Interest and fees on loans	$ 689,160	$ 582,012	$ 1,228,940	$ 1,244,690
Interest on investment securities	40,699	44,843	84,952	92,591
Interest on federal funds sold	7,585	2,968	17,227	4,259
Interest on time deposits with other banks	171	164	290	326
Total interest income	737,615	629,987	1,331,409	1,341,866
Interest expense:
Interest on time deposits	8,852	9,837	17,356	19,792
Interest on demand deposits	5,987	6,162	12,099	12,279
Interest on savings deposits	1,398	1,465	2,816	2,937
Total interest expense	16,237	17,464	32,271	35,008
Net interest income	721,378	612,523	1,299,138	1,306,858
(Credit) provision for loan losses	30,000	(40,000)	(5,000)	(100,000)
Net interest income after provision for loan losses	691,378	652,523	1,304,138	1,406,858
Noninterest income:
Customer service fees	90,412	139,274	176,267	235,552
ATM fee income	29,294	31,745	56,014	63,149
Gain on sale of loans	99,414	0	311,973	473,706
Loss on sale of other real estate	0	(2,289)	(2,495)	(2,289)
Net change in fair value of financial instruments	0	32,143	(73,873)	(238,431)
Loan syndication fees	0	85,000	0	85,000
Other income	486,485	21,633	524,159	26,610
Total noninterest income	705,605	307,506	992,045	643,297
Noninterest expense:
Salaries, wages and employee benefits	372,676	404,366	764,616	803,379
Occupancy and equipment	240,481	249,740	478,637	502,244
Office operations and supplies	83,114	81,922	166,414	150,382
Marketing and public relations	11,325	8,337	27,720	26,189
Professional services	75,973	74,964	149,131	165,415
Data processing	100,547	89,615	209,295	187,087
Other real estate expense	22,800	(23,182)	57,000	(63,214)
Loan and collection costs	23,929	46,490	37,561	103,771
Deposit insurance assessments	30,174	34,200	58,576	66,400
Other operating	119,612	111,526	231,198	211,598
Total noninterest expense	1,080,631	1,077,978	2,180,148	2,153,251
Net loss before income taxes	316,352	(117,949)	116,035	(103,096)
Provision for income taxes	0	0	0	0
Net profit (loss)	$ 316,352	$ (117,949)	$ 116,035	$ (103,096)
Net loss per common share-basic and diluted	$ 0.38	$ (0.14)	$ 0.14	$ (0.10)
Weighted average number of common shares outstanding	826,921	826,921	826,921	986,262
Comprehensive loss:
Net profit (loss)	$ 316,352	$ (117,949)	$ 116,035	$ (103,096)
Unrealized (losses) gains on available for sale securities	26,639	(78,421)	90,586	(21,233)
Total comprehensive profit (loss)	$ 342,991	$ (196,370)	$ 206,621	$ (124,329)